Montgomery County property record for 427 Risley Dr, Dayton, OH 45449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,131 sqft · built 1960 |
| Lot Size | 0.183 acres (7,980 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Apr 2006) |
| Tax Bill | $3,458 (2024) |
| Deeds & Mortgages | Oct 2021 Line of Credit Jun 2018 Line of Credit |
| Flood Zone | Zone X (reduced by levee) |
| APN | K48 00116 0062 |
| Primary APN | K48 00116 0062 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,131 sqft Living Area |
| 1st Floor Area | 1,107 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 7,980 sqft (0.183 acres) |
| Lot Dimensions | 105 ft deep x 76 ft wide |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 16 sqft |
| Deck Area | 225 sqft |
| Patio Area | 236 sqft |
| Canopy | 236 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 427 RISLEY DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45449-1366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1632 MITCHELLS 3 |
| Legal Subdivision | MITCHELLS 3 |
| Legal Lot Number | 62 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WEST CARROLLTON |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 50301 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 427 RISLEY DR, DAYTON, OH 45449-1366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jun 27, 2018 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2006 · Amount on Record |
| Deed Sale | Apr 3, 2006 · Amount on Record |
| Prior Sale | Mar 22, 2005 |
| Deed Document Number | 0000000770 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 427 RISLEY DR, DAYTON, OH 45449-1366 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 427 RISLEY DR, WEST CARROLLTON, OH 45449-1366 |
| Document Number | 0000076209 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 2021-00076209 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 142 Months |
| Due | Aug 5, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 427 RISLEY DR, DAYTON, OH 45449-1366 |
| Document Number | 0000042410 |
| Instrument Date | Jun 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 427 RISLEY DR WEST CARROLLTON OH 454491366, WEST CARROLLTON, OH 45449-1366 |
| Document Number | 0000042410 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | 42410 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 22, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | West Carrollton City |
| Unified School District | West Carrollton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,770 (+1.83%) Land $8,560 Building $38,210 | ||
| 2024 | $3,458.00 (+4.95%) | ||
| 2023 | $3,295.00 (+6.98%) | $45,930 (+39.6%) Land $8,560 Building $37,370 | $133,630 (+42.19%) Land $24,470 Building $109,160 |
| 2022 | $3,080.00 | $32,900 Land $6,120 Building $26,780 | |
| 2020 | $93,980 Land $17,480 Building $76,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 4 (1979–2005) |
| Most Recent Claim | Jan 2005 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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