Montgomery County property record for 415 Risley Dr, Dayton, OH 45449
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,120 sqft · built 1960 |
| Lot Size | 0.166 acres (7,244 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Aug 2022) |
| Tax Bill | $3,271 (2024) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | K48 00116 0060 |
| Primary APN | K48 00116 0060 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 7,244 sqft (0.166 acres) |
| Lot Dimensions | 105 ft deep x 69 ft wide |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 16 sqft |
| Patio Area | 160 sqft |
| Canopy | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 415 RISLEY DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45449-1366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1630 MITCHELLS 3 |
| Legal Subdivision | MITCHELLS 3 |
| Legal Lot Number | 60 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WEST CARROLLTON |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 50301 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 415 RISLEY DR, DAYTON, OH 45449-1366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2022 | Warranty Deed, Transfer · ARM WRIGHT-PATT CREDIT UNION INC |
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2022 · Amount on Record |
| Deed Sale | Aug 12, 2022 · Amount on Record |
| Prior Sale | Oct 28, 2016 · Amount on Record |
| Deed Document Number | 2022-00050561 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 12, 2022 |
| Property Address | 415 RISLEY DR, DAYTON, OH 45449-1366 |
| Document Number | 0000050561 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 2022-00050561 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TTL AGCY LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 RISLEY DR, DAYTON, OH 45449-1366 |
| Document Number | 0000050562 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 2022-00050562 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 415 RISLEY DR, DAYTON, OH 45449-1366 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000070043 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021-00070043 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | West Carrollton City |
| Unified School District | West Carrollton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $49,110 (-) Land $8,110 Building $41,000 | ||
| 2024 | $3,271.00 (+4.24%) | ||
| 2023 | $3,138.00 (+8.81%) | $49,110 (+39.64%) Land $8,110 Building $41,000 | $140,320 (+39.65%) Land $23,180 Building $117,140 |
| 2022 | $2,884.00 | $35,170 Land $5,800 Building $29,370 | |
| 2020 | $100,480 Land $16,560 Building $83,920 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 4 (1979–2005) |
| Most Recent Claim | Jan 2005 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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