Kendall County property record for 427 Ranch Pass, Boerne, TX 78015
| Property Type | Single Family Home |
|---|---|
| Details | 3,952 sqft · built 2012 |
| Lot Size | 1.03 acres (45,302 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,212,960 (Jul 2024) |
| Tax Bill | $15,822 (2025) |
| Deeds & Mortgages | Jul 2024 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R63856 |
| Primary APN | R63856 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,952 sqft Living Area |
| Gross Area | 5,253 sqft |
| 1st Floor Area | 3,292 sqft |
| 2nd Floor Area | 660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Combination |
| Roof Type | Hip |
| Roof Material | Slate |
| Lot Area | 45,302 sqft |
| Garage Type | Attached |
| Garage Area | 850 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 642 sqft |
| Porch | Covered Porch |
| Porch Area | 774 sqft |
| Street Address | 427 RANCH PASS |
|---|---|
| City | BOERNE |
| State | TX |
| Zip | 78015-8372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONE CREEK RANCH UNIT 1 BLK 6 LOT 58, 1.04 ACRES UNIT 1 |
| Legal Subdivision | STONE CREEK RANCH |
| Legal Block | 6 |
| Legal Lot Number | 58 |
| Jurisdiction | KENDALL TX |
| Township / Civil Division | BOERNE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970406 |
427 Ranch Pass is owned and occupied by two individuals who bought it in July 2024.
Source: Kendall County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 427 RANCH PASS, BOERNE, TX 78015-8372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2024 | Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC |
| Oct 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2024 · Amount on File |
| Deed Sale | Jul 8, 2024 · Amount on File |
| Prior Sale | Jan 7, 2020 · Amount on File |
| Deed Document Number | 2024390305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENDALL TX |
| Recording Date | Jul 8, 2024 |
| Property Address | 427 RANCH PASS, BOERNE, TX 78015-8372 |
| Document Number | 0000390305 |
| Map Reference | VOL 5 PG 372 |
| Instrument Date | Jul 2, 2024 |
| Instrument | 390305 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Title Company | CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 RANCH PASS, BOERNE, TX 78015-8372 |
| Document Number | 0000390306 |
|---|---|
| Date | Jul 8, 2024 |
| Instrument | 390306 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL TX |
| Property Address | 427 RANCH PASS, FAIR OAKS RANCH, TX 78015-8372 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000347260 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 347260 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2035 |
The 2025 property tax bill for 427 Ranch Pass was $15,822.
Source: Kendall County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Fair Oaks Ranch City |
| County | Kendall County |
| Unified School District | Boerne Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,140,000 (-) Land $186,507 Building $953,493 | $1,140,000 (-) Land $186,507 Building $953,493 | |
| 2025 | $15,822.00 | $1,140,000 Land $186,507 Building $953,493 | $1,140,000 Land $186,507 Building $953,493 |
| 2023 | $921,984 Land $199,330 Building $935,350 | $1,134,680 Land $199,330 Building $935,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 Ranch Pass in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 427 Ranch Pass is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIR OAKS RANCH UTILITIES serves 9,768 people · EPA ID TX0150216 |
|---|---|
| Water Source | Purchased surface water from GBRA WESTERN CANYON WATER SUPPLY |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GVTC Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 940 / 940 |
| AT&T Fixed Wireless | 100 / 20 |
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