427 Pine Bower Rd, Cedartown, GA 30125 Property Records

Polk County property record for 427 Pine Bower Rd, Cedartown, GA 30125

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,358 sqft · built 1900
Lot Size	18.5 acres (806,296 sqft)
Owner	2 Individual Names on File
Last Sale	$372,000 (Dec 2021)
Tax Bill	$3,141 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Aug 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`020-019C`

Property Details

APN / Parcel Number

Primary APN	`020-019C`
Alternative APN	`20483`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,358 sqft Heated Area
1st Floor Area	1,358 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2005
Exterior Material	Fiber Cement Siding
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	806,296 sqft (18.5 acres)
Garage Type	Mixed
Garage Area	1,500 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	140 sqft
Deck Area	368 sqft
Storage Building	1,050 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20483
Street Address	427 PINE BOWER RD
City	CEDARTOWN
State	GA
Zip	30125-5717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 2 FAY C GARMON SURVEY
Legal Subdivision	LAKEVIEW AREA
Legal Tract	2
Jurisdiction	POLK GA
Township / Civil Division	CEDARTOWN
Census Block Group	2
Census Block	2028
Census Tract	10300

Owner

427 Pine Bower Rd is owned and occupied by two individuals who bought it in December 2021.

Source: Polk County records, as of February 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	427 PINE BOWER RD, CEDARTOWN, GA 30125-5717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Aug 19, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Aug 19, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 19, 2020	Warranty Deed, Transfer HOMESTAR FIN'L
Sep 17, 2018	Deed of Trust, Mortgage · Line of Credit GEORGIA POWER NW FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on File
Deed Sale	Dec 20, 2021 · Amount on File
Prior Sale	Aug 7, 2020 · Amount on File
Deed Document Number	20212726
Deed Book / Page	1812 / 279
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK GA
Recording Date	Dec 20, 2021
Property Address	427 PINE BOWER RD, CEDARTOWN, GA 30125-5717
Document Number	0018120279
Book / Page	1812 / 279
Instrument Date	Dec 20, 2021
Instrument	2021-002726
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 PINE BOWER RD, CEDARTOWN, GA 30125-5717

Mortgage

Document Number	0018120000000281
Date	Dec 27, 2021
Book Page	0000001812/0000000281
Instrument	005576

Lender

Name	FIRSTBANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

August 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	POLK GA
Recording Date	Aug 19, 2020
Property Address	427 PINE BOWER RD, CEDARTOWN, GA 30125-5717
Document Number	0017610193
Book / Page	001761 / 000193
Instrument Date	Aug 19, 2020
Instrument	3280
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 PINE BOWER RD CEDARTOWN GA 301255717, CEDARTOWN, GA 30125-5717

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK GA
Recording Date	Aug 19, 2020
Property Address	427 PINE BOWER RD, CEDARTOWN, GA 30125-5717
Document Number	0017610212
Book / Page	001761 / 000212
Instrument Date	Aug 7, 2020
Instrument	3283
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	427 PINE BOWER RD CEDARTOWN GA 301255717, CEDARTOWN, GA 30125-5717

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK GA
Recording Date	Aug 19, 2020
Property Address	427 PINE BOWER RD, CEDARTOWN, GA 30125-5717
Document Number	0017610196
Book / Page	001761 / 000196
Instrument Date	Aug 7, 2020
Instrument	3281
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 PINE BOWER RD CEDARTOWN GA 301255717, CEDARTOWN, GA 30125-5717

Mortgage

Document Number	17610198
Date	Aug 19, 2020
Book Page	001761/000198

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK GA
Property Address	427 PINE BOWER RD, CEDARTOWN, GA 30125-5717
Document Number	0016840085
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 PINE BOWER RD CEDARTOWN GA 301255717, CEDARTOWN, GA 30125-5717

Mortgage

Document Number	0016840085
Date	Sep 25, 2018
Book Page	001684/000085

Lender

Name	GEORGIA POWER NW FCU
Address	CARROLLTON, GA 30117

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 427 Pine Bower Rd was $3,141 with a homeowner's exemption.

Source: Polk County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,141.00 Homeowner's exemption	$157,410 Land $51,426 Building $105,984	$393,525 Land $128,564 Building $264,961
2023	$2,345.00 (+16.96%) Homeowner's exemption	$100,848 (+20.87%) Land $32,141 Building $68,707	$252,120 (+20.87%) Land $80,353 Building $171,767
2022	$2,005.00 Homeowner's exemption	$83,436 Land $21,427 Building $62,009	$208,590 Land $53,568 Building $155,022

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 427 Pine Bower Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Pine Bower Rd is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 98% of Georgia
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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