420 Pine Bower Rd, Cedartown, GA 30125 Property Records

Polk County property record for 420 Pine Bower Rd, Cedartown, GA 30125

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,712 sqft · built 1979
Lot Size	2.51 acres (109,336 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Dec 2017)
Tax Bill	$2,589 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020-028`

Property Details

APN / Parcel Number

Primary APN	`020-028`
Alternative APN	`557`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,712 sqft Heated Area
1st Floor Area	1,788 sqft
2nd Floor Area	924 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	109,336 sqft (2.51 acres)
Garage Type	Detached
Garage Area	1,344 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	659 sqft
Canopy	330 sqft
Storage Building	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	557
Street Address	420 PINE BOWER RD
City	CEDARTOWN
State	GA
Zip	30125-5716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LL 476
Legal Subdivision	LAKEVIEW AREA
Jurisdiction	POLK GA
Township / Civil Division	CEDARTOWN
Census Block Group	2
Census Block	2027
Census Tract	10300

Owner

420 Pine Bower Rd is owned and occupied by an individual who bought it in December 2017.

Source: Polk County records, as of February 24, 2026

Owner of Record	Individual Name on File
Mailing Address	420 PINE BOWER RD, CEDARTOWN, GA 30125-5716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Apr 19, 2018	Deed of Trust, Mortgage · FHA Mortgage MOTIVE LNDG
Jan 8, 2018	Warranty Deed, Transfer KENNA W BAKER
Dec 1, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2017 · Amount on File
Deed Sale	Dec 1, 2017 · Amount on File
Deed Document Number	20171941
Deed Book / Page	1652 / 244
Prior Transfer Date	Oct 28, 2017
Prior Transfer Doc	0016490043
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK GA
Property Address	420 PINE BOWER RD, CEDARTOWN, GA 30125-5716
Document Number	0017550801
Instrument Date	Dec 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 PINE BOWER RD CEDARTOWN GA 301255716, CEDARTOWN, GA 30125-5716

Mortgage

Document Number	0017550801
Date	Jun 19, 2020
Book Page	001755/000801
Instrument	2418

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK GA
Property Address	420 PINE BOWER RD, CEDARTOWN, GA 30125-5716
Document Number	0016640419
Instrument Date	Apr 19, 2018
Transaction Type	Mortgage
Record Updated	May 4, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 PINE BOWER RD CEDARTOWN GA 301255716, CEDARTOWN, GA 30125-5716

Mortgage

Document Number	0016640419
Date	Apr 24, 2018
Book Page	001664/000419

Lender

Name	MOTIVE LNDG
Address	FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK GA
Recording Date	Jan 8, 2018
Property Address	420 PINE BOWER RD, CEDARTOWN, GA 30125-5716
Document Number	0016520244
Book / Page	001652 / 000244
Instrument Date	Dec 1, 2017
Instrument	79
Transaction Type	Transfer
Record Updated	Mar 16, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16570470
Date	Jan 8, 2018
Book Page	001657/000470
Instrument	745

Lender

Name	KENNA W BAKER
Address	358 PINE BOWER RD, CEDARTOWN, GA 30125-5785
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK GA
Recording Date	Dec 1, 2017
Property Address	420 PINE BOWER RD, CEDARTOWN, GA 30125-5716
Document Number	0016490043
Book / Page	001649 / 000043
Instrument Date	Oct 28, 2017
Transaction Type	Transfer
Record Updated	Dec 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 PINE BOWER RD GA, GA

Tax Assessment & Valuation

The 2025 property tax bill for 420 Pine Bower Rd was $2,589 with a homeowner's exemption.

Source: Polk County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,589.00 Homeowner's exemption	$131,656 Land $6,782 Building $124,874	$329,141 Land $16,955 Building $312,186
2023	$1,898.00 (+14.75%)	$79,981 (+16.2%) Land $5,652 Building $74,329	$199,952 (+16.2%) Land $14,130 Building $185,822
2022	$1,654.00	$68,830 Land $3,768 Building $65,062	$172,074 Land $9,420 Building $162,654

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 420 Pine Bower Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Pine Bower Rd is high, ranking above 72% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 98% of Georgia
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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