427 Otsego St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 427 Otsego St, Ilion, NY 13357

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,997 sqft · built 1885
Lot Size0.483 acres (21,060 sqft)
OwnerCompany Name on Record
Tax Bill$7,463 (2026)
APN212801 119.60-4-32

Property Details

APN / Parcel Number

Primary APN212801 119.60-4-32
Alternative APNs
  • 280111906000040320000000
  • 022016500

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,997 sqft Living Area
1st Floor Area1,633 sqft
2nd Floor Area1,364 sqft

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1885
Architectural StyleTraditional
Exterior MaterialWood
Lot Area21,060 sqft (0.483 acres)
Lot Dimensions195 ft deep x 108 ft wide
Garage TypeAttached
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area741 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number022016500
Street Address427 OTSEGO ST
CityILION
StateNY
Zip13357-2529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description427 OTSEGO ST E R1 G IGP BLDG
Legal Block4
Legal Lot Number32.000
JurisdictionHERKIMER NY
Township / Civil DivisionGERMAN FLATTS
Census Block Group3
Census Block3009
Census Tract10400

Owner

Source: Herkimer County and German Flatts Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address427 OTSEGO ST, ILION, NY 13357-2529
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 26, 2008
Transfer Doc0000001263/000000057
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionGerman Flatts Town
MunicipalityIlion Village
Unified School DistrictCentral Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,463.00 (+2.82%)
2025$7,258.00 (+14.53%)$110,900 (-) Land $11,700 Building $99,200$207,678 (+3%) Land $21,910 Building $185,768
2023$110,900 Land $11,700 Building $99,200$201,636 Land $21,273 Building $180,363
2020$6,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims59 (2006–2013)
Claims Outside the SFHA1 of 59
Most Recent ClaimJun 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2013 · 43 claims
  • Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims
  • Hurricane Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemILION (V) WATER WORKS
serves 8,053 people · EPA ID NY2102307
Water SourceSurface water
Last State InspectionOct 2024
Lead36 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Aug 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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