424 Otsego St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 424 Otsego St, Ilion, NY 13357

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 958 sqft · built 1925
Lot Size	0.137 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$54,086 (Mar 2006)
Tax Bill	$2,971 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit
APN	`212801 119.60-1-62`

Property Details

APN / Parcel Number

Primary APN	`212801 119.60-1-62`
Alternative APNs	`280111906000010620000000` `022013650`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	958 sqft Living Area
1st Floor Area	568 sqft
Upper Floors Area	390 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	248 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	022013650
Street Address	424 OTSEGO ST
City	ILION
State	NY
Zip	13357-2530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	424 OTSEGO ST W R1 2G
Legal Block	1
Legal Lot Number	62.000
Jurisdiction	HERKIMER NY
Township / Civil Division	GERMAN FLATTS
Census Block Group	5
Census Block	5017
Census Tract	10300

Owner

Source: Herkimer County and German Flatts Town records · APN 212801 119.60-1-62

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	424 OTSEGO ST, ILION, NY 13357-2530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 06, 2006 · Amount on Record
Deed Sale	Mar 06, 2006 · Amount on Record
Prior Sale	Aug 18, 1997 · Amount on Record
Deed Book / Page	1148 / 858
Record Updated	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	424 OTSEGO ST, ILION, NY 13357-2530
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RP20171636
Date	Apr 03, 2017
Instrument	RP2017-1636

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Jan 01, 2047

Tax Assessment & Valuation

Source: Herkimer County and German Flatts Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	German Flatts Town
Municipality	Ilion Village
Unified School District	Central Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,971.00 (+30.36%)	$45,400 (-) Land $7,700 Building $37,700	$85,019 (+3%) Land $14,420 Building $70,599
2023		$45,400 Land $7,700 Building $37,700	$82,545 Land $14,000 Building $68,545
2020	$2,279.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	15 (1999–2013)
Most Recent Claim	Jun 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2013 · 10 claims Remnants Of Tropical Storm Lee, Sep 2011 · 4 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 409 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ILION (V) WATER WORKS serves 8,053 people
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	36 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Aug 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.