Union County property record for 427 Oak St, Cobden, IL 62920
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.44 acres (62,726 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,859 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-30-02-683 |
| Primary APN | 04-30-02-683 |
|---|---|
| Alternative APN |
|
| Lot Area | 62,726 sqft (1.44 acres) |
|---|
| Street Address | 427 OAK ST |
|---|---|
| City | COBDEN |
| State | IL |
| Zip | 62920-2109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S30 T11 R1W NW CR E PT NE NW. 427 OAK |
| Legal Range | 01W |
| Legal Township | 11 |
| Legal Section | 30 |
| Jurisdiction | UNION IL |
| Township / Civil Division | COBDEN DISTRICT 2 |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 950100 |
427 Oak St is owned and occupied by an individual.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 427 OAK ST, COBDEN, IL 62920-2109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 427 Oak St was $1,859 with a homeowner's exemption.
Source: Union County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Cobden Village |
| County | Union County |
| Unified School District | Cobden School Unit District 17 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,859.00 | $38,730 Land $4,780 Building $33,950 | $116,190 Land $14,340 Building $101,850 |
| 2022 | $1,628.00 Homeowner's exemption | $31,165 Land $3,853 Building $27,312 | $93,495 Land $11,559 Building $81,936 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 427 Oak St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COBDEN serves 1,267 people · EPA ID IL1810150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: BLIP Networks.
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