Union County property record for 416 Oak St, Cobden, IL 62920
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,995 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-30-02-687 |
| Primary APN | 04-30-02-687 |
|---|---|
| Alternative APNs |
|
| Lot Area | 41,818 sqft (0.96 acres) |
|---|
| Street Address | 416 OAK ST |
|---|---|
| City | COBDEN |
| State | IL |
| Zip | 62920-2107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S30 T11 R1W PT NE NW. |
| Legal Range | 01W |
| Legal Township | 11 |
| Legal Section | 30 |
| Jurisdiction | UNION IL |
| Township / Civil Division | COBDEN DISTRICT 2 |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 950100 |
416 Oak St is owned and occupied by two individuals.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 416 OAK ST, COBDEN, IL 62920-2107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION IL |
| Recording Date | Feb 5, 2024 |
| Property Address | 416 OAK ST, COBDEN, IL 62920-2107 |
| Document Number | 02024R0164 |
| Instrument Date | Jan 17, 2024 |
| Instrument | 2024R0164 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 412 OAK ST, COBDEN, IL 62920 |
The 2025 property tax bill for 416 Oak St was $1,995 with exemptions applied.
Source: Union County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Cobden Village |
| County | Union County |
| Unified School District | Cobden School Unit District 17 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,995.00 | $46,130 Land $4,040 Building $42,090 | $138,390 Land $12,120 Building $126,270 |
| 2022 | $1,690.00 Homeowner's exemption Senior Citizen's exemption | $37,108 Land $3,251 Building $33,857 | $111,324 Land $9,753 Building $101,571 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 416 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 416 Oak St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COBDEN serves 1,267 people · EPA ID IL1810150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: BLIP Networks, ClearWave.
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