427 N Lark St, Oshkosh, WI 54902 Property Records

Winnebago County property record for 427 N Lark St, Oshkosh, WI 54902

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,058 sqft · built 1920
Lot Size	0.168 acres (7,320 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Jun 2026)
Tax Bill	$2,752 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-09670000`

Property Details

APN / Parcel Number

Primary APN	`16-09670000`
Alternative APN	`916-09670000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,058 sqft Living Area
Gross Area	390 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,320 sqft (0.168 acres)
Lot Dimensions	120 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	390 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	916-09670000
Street Address	427 N LARK ST
City	OSHKOSH
State	WI
Zip	54902-4237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 17 & S 11.60 FT LOT 18 HIGHLAND ADDN
Legal Subdivision	HIGHLAND ADDN
Legal Block	E
Legal Lot Number	17,18
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	2
Census Block	2008
Census Tract	1100

Owner

427 N Lark St is owned and occupied by an individual who bought it in June 2026.

Source: Winnebago County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	427 N LARK ST, OSHKOSH, WI 54902-4237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · Conventional Mortgage NICOLET NATIONAL BANK
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Prior Sale	Apr 16, 2014 · Amount on File
Deed Document Number	20261970017
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Jun 26, 2026
Property Address	427 N LARK ST, OSHKOSH, WI 54902-4237
Document Number	0001970017
Instrument Date	Jun 24, 2026
Instrument	20261970017
Transaction Type	Transfer
Record Updated	Jul 9, 2026
Title Company	RAGLE TITLE SERVICES, VALLEY TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57,267.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 N LARK ST, OSHKOSH, WI 54902-4237

Mortgage

Document Number	0001970018,
Date	Jun 26, 2026
Instrument	20261970018

Lender

Name	NICOLET NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	427 N LARK ST, OSHKOSH, WI 54902-4237
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001849105
Date	Apr 20, 2021
Instrument	1849105

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union
Address	APPLETON, WI 54912

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 427 N Lark St was $2,752, up 0.2% from the year before.

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,752.00 (+0.22%)	$159,400 (-) Land $29,500 Building $129,900
2024	$2,746.00 (+33.11%)	$159,400 (+96.55%) Land $29,500 Building $129,900
2023	$2,063.00 (-0.77%) Homeowner's exemption	$81,100 (-) Land $23,600 Building $57,500	$117,192 Land $34,103 Building $83,089
2022	$2,079.00 Homeowner's exemption	$81,100 Land $23,600 Building $57,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 427 N Lark St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1986–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 427 N Lark St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on N Lark St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures