Winnebago County property record for 413 N Lark St, Oshkosh, WI 54902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,645 sqft · built 1996 |
| Lot Size | 0.27 acres (11,760 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $154,900 (Jul 2017) |
| Tax Bill | $4,621 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-09640000 |
| Primary APN | 16-09640000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,645 sqft Living Area |
| Gross Area | 1,376 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Family Room | Family Room |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,760 sqft (0.27 acres) |
| Lot Dimensions | 120 ft deep x 98 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 916-09640000 |
|---|---|
| Street Address | 413 N LARK ST |
| City | OSHKOSH |
| State | WI |
| Zip | 54902-4237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 14 & S 48 FT OF LOT 15 BLK E HIGHLAND ADDN |
| Legal Subdivision | BLK E HIGHLAND ADDN |
| Legal Block | E |
| Legal Lot Number | 14,15 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 1100 |
413 N Lark St is owned and occupied by two individuals who bought it in July 2017.
Source: Winnebago County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 N LARK ST, OSHKOSH, WI 54902-4237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2017 · Amount on File |
| Deed Sale | Jul 6, 2017 · Amount on File |
| Prior Sale | Sep 5, 2007 · Amount on File |
| Deed Document Number | 201743555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 413 N LARK ST, OSHKOSH, WI 54902-4237 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001860432 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 1860432 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $258,500 Land $38,600 Building $219,900 | ||
| 2024 | $4,621.00 (+11.3%) | ||
| 2023 | $4,152.00 (+0.17%) Homeowner's exemption | $151,300 (-) Land $30,800 Building $120,500 | $218,632 Land $44,507 Building $174,125 |
| 2022 | $4,145.00 Homeowner's exemption | $151,300 Land $30,800 Building $120,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 N Lark St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1986–2008) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 413 N Lark St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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