San Luis Obispo County property record for 427 Mitchell Dr, Los Osos, CA 93402 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,860 sqft · built 1978 |
| Lot Size | 0.186 acres (8,112 sqft) |
| Owner | Company Name on File |
| Last Sale | $770,000 (May 2018) |
| Tax Bill | $17,867 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Jan 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 074-092-005 |
| Primary APN | 074-092-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,860 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Lot Area | 8,112 sqft (0.186 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Old Parcel Number | 074092005 |
|---|---|
| Street Address | 427 MITCHELL DR |
| City | LOS OSOS |
| State | CA |
| Zip | 93402-2023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CUESTA BY THE SEA BL 15 LTS 7 8 9 & PTN LTS 6 & 24 |
| Legal Subdivision | CUESTA-BY-THE-SEA |
| Legal Block | 15 |
| Legal Lot Number | 8,9 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 10707 |
Source: San Luis Obispo County records · APN 074-092-005
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 427 MITCHELL DR, LOS OSOS, CA 93402-2023 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 29, 2023 | Intrafamily Transfer, Transfer |
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PARTNERS FCU |
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Jul 01, 2021 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| May 14, 2018 | Grant Deed, Transfer · Conventional Mortgage CORNERSTONE HM LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 14, 2018 · Amount on Record |
| Deed Sale | May 14, 2018 · Amount on Record |
| Deed Document Number | 201819345 |
| Last Transfer Date | Aug 09, 2023 |
| Transfer Doc | 0000028772 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 29, 2023 |
| Property Address | 427 MITCHELL DR, LOS OSOS, CA 93402-2023 |
| Document Number | 0000028772 |
| Map Reference | MB 3 PG 48 |
| Instrument Date | Aug 09, 2023 |
| Instrument | 2023028772 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 427 MITCHELL DR, LOS OSOS, CA 93402-2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 427 MITCHELL DR, LOS OSOS, CA 93402-2023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT |
| Name | Verified Name |
|---|---|
| Address | 427 MITCHELL DR, LOS OSOS, CA 93402-2023 |
| Document Number | 0000003316 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022003316 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 427 MITCHELL DR, LOS OSOS, CA 93402-2023 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 427 MITCHELL DR, LOS OSOS, CA 93402-2023 |
| Document Number | 0000045788 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021045788 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jul 01, 2021 |
| Property Address | 427 MITCHELL DR, LOS OSOS, CA 93402-2023 |
| Document Number | 0000046650 |
| Map Reference | MB 3 PG 48 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 2021046650 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 427 MITCHELL DR, LOS OSOS, CA 93402-2023 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | May 14, 2018 |
| Property Address | 427 MITCHELL DR, LOS OSOS, CA 93402-2023 |
| Document Number | 0000019345 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 19345 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $847.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1245 PRESTON WAY VENICE CA 902912943, VENICE, CA 90291-2943 |
| Document Number | 19346 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 19346 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2048 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,387,211 (+2.64%) Land $559,048 Building $828,163 | |
| 2025 | $17,867.00 (+52.45%) | $1,351,581 (+60.5%) Land $548,087 Building $803,494 |
| 2023 | $11,720.00 (+5.63%) | $842,105 Land $437,457 Building $404,648 |
| 2022 | $11,095.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790107071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Radiate Holdings, Surfnet Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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