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427 Lanham Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 427 Lanham Dr, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,627 sqft · built 2023
Lot Size0.212 acres (9,213 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (May 2025)
Tax Bill$3,995 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-08-529016-000980

Property Details

APN / Parcel Number

Primary APN26-28-08-529016-000980
Alternative APN
  • 082826529016000980

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,627 sqft Living Area
Gross Area2,027 sqft
1st Floor Area1,627 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area9,213 sqft (0.212 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchScreened/Unfinished Porch
Porch Area42 sqft

Location & Zoning

Street Address427 LANHAM DR
CityWINTER HAVEN
StateFL
Zip33881-9530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSANCTUARY BY THE LAKE PHASE ONE PB 181 PG 1-5 LOT 98
Legal Range26E
Legal Township28S
Legal Section08
Legal SubdivisionSANCTUARY BY THE LAKE PHASE ONE
Legal Phase1
Legal Block1
Legal Lot Number98
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1004
Census Tract13601

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address427 LANHAM DR, WINTER HAVEN, FL 33881-9530
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 2025 · Amount on Record
Deed SaleMay 9, 2025 · Amount on Record
Prior SaleDec 16, 2021 · Amount on Record
Deed Document Number2025109084
Deed Book / Page13541 / 1213
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 16, 2021
Property Address427 LANHAM DR, WINTER HAVEN, FL 33881-9530
Document Number0000326674
Book / Page12028 / 1817
Map ReferenceMB 181 PG 1-5
Instrument DateDec 14, 2021
Instrument2021326674
Transaction TypeTransfer
Record UpdatedFeb 5, 2024
Title CompanyINSURED R/E TITLE SERVICES, INSURED RE TITLE SVCS INC

Transaction

AmountAmount Recorded
Tax$406.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1925 E EDGEWOOD DRB, LAKELAND, FL 33803

Transferred To (Grantee/Buyer)

NameVerified Name
Address4098 LAKE NED VILLAGE CIR, WINTER HAVEN, FL 33884-2587

Mortgage

Document Number0120281818
DateDec 16, 2021
Instrument12028/1818
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term369 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$255,766 (+0.85%) Land $52,000 Building $203,766$255,766 (+0.85%) Land $52,000 Building $203,766
2025$3,995.00 (+315.28%)$253,599 (+407.2%) Land $52,000 Building $201,599$253,599 (+407.2%) Land $52,000 Building $201,599
2023$962.00 (-0.93%)$50,000 (-) Land $50,000$50,000 (-) Land $50,000
2022$971.00$50,000 Land $50,000$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Frontier.

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