420 Lanham Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 420 Lanham Dr, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,607 sqft · built 2021
Lot Size	0.217 acres (9,453 sqft)
Owner	Individual Name on File
Last Sale	$268,680 (May 2021)
Tax Bill	$3,240 (2025)
Deeds & Mortgages	May 2021 Sale Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-08-529016-000660`

Property Details

APN / Parcel Number

Primary APN	`26-28-08-529016-000660`
Alternative APN	`082826529016000660`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,607 sqft Living Area
Gross Area	2,027 sqft
1st Floor Area	1,607 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	9,453 sqft (0.217 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	198 sqft

Location & Zoning

Street Address	420 LANHAM DR
City	WINTER HAVEN
State	FL
Zip	33881-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANCTUARY BY THE LAKE PHASE ONE PB 181 PG 1-5 LOT 66
Legal Range	26E
Legal Township	28S
Legal Section	08
Legal Subdivision	SANCTUARY BY THE LAKE PHASE ONE
Legal Phase	1
Legal Block	1
Legal Lot Number	66
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1004
Census Tract	13601

Owner

420 Lanham Dr is owned and occupied by an individual who bought it in May 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	420 LANHAM DR, WINTER HAVEN, FL 33881-9530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Re-recorded Document INSURED R/E TITLE SERVICES, INSURED RE TITLE SVCS INC
Apr 29, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2021 · Amount on File
Deed Sale	May 7, 2021 · Amount on File
Prior Sale	Apr 29, 2021 · Amount on File
Deed Document Number	2021119045
Deed Book / Page	11705 / 995
Prior Transfer Date	Apr 23, 2021
Prior Transfer Doc	0000119045
Record Updated	Oct 29, 2026

May 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	POLK FL
Recording Date	May 7, 2021
Property Address	420 LANHAM DR, WINTER HAVEN, FL 33881-9530
Document Number	0000119045
Book / Page	11705 / 995
Map Reference	MB 181 PG 1-5
Instrument Date	Apr 23, 2021
Instrument	2021119045
Record Updated	Feb 23, 2023
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TITLE SVCS INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 LANHAM DR, WINTER HAVEN, FL 33881-9530

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 29, 2021
Property Address	420 LANHAM DR, WINTER HAVEN, FL 33881-9530
Document Number	0000110610
Book / Page	11692 / 997
Map Reference	MB 181 PG 1-5
Instrument Date	Apr 23, 2021
Instrument	2021110610
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 23, 2023
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,880.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 LANHAM DR, WINTER HAVEN, FL 33881-9530

Mortgage

Document Number	0011692998
Date	Apr 29, 2021
Instrument	11692/998

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 420 Lanham Dr was $3,240 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,668 (+2.7%)	$246,002 (-2.11%) Land $52,000 Building $194,002
2025	$3,240.00 Homeowner's exemption	$213,893	$251,294 Land $52,000 Building $199,294
2023	$3,058.00 (+2.82%) Homeowner's exemption	$201,811 (+3%)	$265,194 (+15.87%) Land $50,000 Building $215,194
2022	$2,974.00 Homeowner's exemption	$195,933	$228,864 Land $50,000 Building $178,864

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 Lanham Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Lanham Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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