Larimer County property record for 427 Kiowa Rd, Lyons, CO 80540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,694 sqft · built 1979 |
| Lot Size | 1.55 acres (67,518 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $590,000 (Sep 2023) |
| Tax Bill | $4,707 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14294-06-023 |
| Primary APN | 14294-06-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,694 sqft Living Area |
| Gross Area | 3,450 sqft |
| Upper Floors Area | 1,044 sqft |
| Basement Area | 948 sqft |
| Finished Basement | 708 sqft |
| Unfinished Basement | 240 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 67,518 sqft (1.55 acres) |
| Garage Type | Attached |
| Garage Area | 516 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 1,092 sqft |
| Balcony Area | 1,044 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | R0541567 |
|---|---|
| Street Address | 427 KIOWA RD |
| City | LYONS |
| State | CO |
| Zip | 80540-8209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | O |
| Legal Description | LOT 23, REPLAT OF PINEWOOD SPRINGS 12TH |
| Legal Range | 71W |
| Legal Township | 4N |
| Legal Section | 29 |
| Legal Subdivision | PINEWOOD SPRINGS |
| Legal Lot Number | 23 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | ESTES PARK |
| Census Block Group | 1 |
| Census Block | 1096 |
| Census Tract | 1905 |
427 Kiowa Rd is owned and occupied by two individuals who bought it in September 2023.
Source: Larimer County records, as of May 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 427 KIOWA RD, LYONS, CO 80540-8209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2023 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Jun 14, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2023 · Amount on File |
| Deed Sale | Sep 19, 2023 · Amount on File |
| Prior Sale | Sep 24, 1998 · Amount on File |
| Deed Document Number | 202340377 |
| Prior Transfer Date | Aug 2, 2007 |
| Prior Transfer Doc | 0000061186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Sep 19, 2023 |
| Property Address | 427 KIOWA RD, LYONS, CO 80540-8209 |
| Document Number | 0000040377 |
| Instrument Date | Sep 18, 2023 |
| Instrument | 20230040377 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $59.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 427 KIOWA RD, LYONS, CO 80540-8209 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 427 KIOWA RD, LYONS, CO 80540-8209 |
| Document Number | 0000041121 |
| Instrument Date | Jun 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 427 KIOWA RD LYONS CO 805408209, LYONS, CO 80540-8209 |
| Document Number | 0000041121 |
|---|---|
| Date | Jun 22, 2017 |
| Instrument | 41121 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 21, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 427 Kiowa Rd was $4,707, down 17.6% from the year before.
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Unified School District | Estes Park School District R-3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,707.00 (-17.57%) | $48,669 Land $10,219 Building $38,450 | $778,700 Land $163,500 Building $615,200 |
| 2024 | $5,710.00 (+0.46%) | ||
| 2023 | $5,684.00 (+24.46%) | $63,617 (+47.61%) Land $14,740 Building $48,877 | $949,500 (+53.12%) Land $220,000 Building $729,500 |
| 2022 | $4,567.00 | $43,097 Land $8,688 Building $34,409 | $620,100 Land $125,000 Building $495,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 427 Kiowa Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 427 Kiowa Rd is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 98.4% of Colorado |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINEWOOD SPRINGS WD serves 745 people · EPA ID CO0135610 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Oct 2025 Treatment failure resolved · Dec 2024 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Jan 2026 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| xBar7 Communications Fixed Wireless · Fiber in parts of the area | 200 / 200 |
| Rise Broadband Fixed Wireless | 50 / 10 |
4G LTE only, no 5G reported
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