412 Jacoby Rd, Louisa, VA 23093 Property Records

Louisa County property record for 412 Jacoby Rd, Louisa, VA 23093

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,456 sqft · built 2015
Lot Size1.9 acres (82,764 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Sep 2012)
Tax Bill$2,545 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN25 17 1

Property Details

APN / Parcel Number

Primary APN25 17 1
Alternative APNs
  • 29467
  • 28007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,456 sqft Living Area
1st Floor Area1,456 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area82,764 sqft (1.9 acres)
PorchSlab
Porch Area280 sqft
Deck Area18 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number28007
Street Address412 JACOBY RD
CityLOUISA
StateVA
Zip23093-5033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal DescriptionJACOBY JUNCTION PB 8/2420-2422 LOT 1 DB 1428/676 1.895AC
Legal Lot Number1
JurisdictionLOUISA VA
Township / Civil DivisionLOUISA
Census Block Group1
Census Block1017
Census Tract950201

Owner

Source: Louisa County records · APN 25 17 1

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address412 JACOBY RD, LOUISA, VA 23093-5033
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 06, 2012 · Amount on Record
Deed SaleSep 06, 2012 · Amount on Record
Deed Document Number20125474
Deed Book / Page1292 / 301
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUISA VA
Property Address412 JACOBY RD, LOUISA, VA 23093-5033
Document Number0000004165
Instrument DateMay 01, 2020
Transaction TypeMortgage
Record UpdatedJun 01, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address412 JACOBY RD LOUISA VA 230935033, LOUISA, VA 23093-5033

Mortgage

Document Number0000004165
DateMay 06, 2020
Book Page001672/000215
Instrument4165
Lender
NameATLANTIC BAY MTG
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 05, 2050

Tax Assessment & Valuation

Source: Louisa County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLouisa County
Unified School DistrictLouisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$379,100 (+7.21%) Land $49,400 Building $329,700$379,100 (+7.21%) Land $49,400 Building $329,700
2025$2,545.00 (+6.98%)$353,600 (+17.98%) Land $40,100 Building $313,500$353,600 (+17.98%) Land $40,100 Building $313,500
2024$2,379.00 (+1,172.19%)
2023$299,700 Land $32,100 Building $267,600
2022$187.00$299,700 Land $32,100 Building $267,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Central Virginia Electric Cooperative
Fiber
1,000 / 1,000

Based on FCC filings for 26 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Jacoby Rd

Nearby Streets

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