427 Heather Ridge Dr, Frederick, MD 21702 Property Records

Frederick County property record for 427 Heather Ridge Dr, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	1 ba · 1,040 sqft · built 1979
Lot Size	0.067 acres (2,924 sqft)
Owner	Individual Name on Record
Last Sale	$279,900 (Mar 2026)
Tax Bill	$2,982 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-076446`

Property Details

APN / Parcel Number

Primary APN	`02-076446`
Alternative APNs	`2076446` `076446`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,040 sqft Living Area
1st Floor Area	520 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,924 sqft (0.067 acres)
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	076446
Street Address	427 HEATHER RIDGE DR
City	FREDERICK
State	MD
Zip	21702-1405
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R12
Legal Description	LOT 25 BLK B PLAT 3 .07 ACRE ANTIETAM VILLAGE
Legal Subdivision	ANTIETAM VILLAGE
Legal Block	B
Legal Lot Number	25
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1004
Census Tract	750702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4901 SEMINARY RD, ALEXANDRIA, VA 22311-1857
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed, Transfer · Conventional Mortgage PNC BANK NA
Jan 9, 2026	Deed, Transfer · Stand-Alone First Mortgage COMMERCIAL LENDER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	Jan 9, 2026 · Amount on Record
Deed Document Number	2026
Deed Book / Page	17748 / 298
Record Updated	Jun 8, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 3, 2026
Property Address	427 HEATHER RIDGE DR, FREDERICK, MD 21702-1405
Document Number	0177480298
Book / Page	17748 / 298
Map Reference	MB 16 FO 170
Instrument Date	Feb 25, 2026
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$699.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	427 HEATHER RIDGE DR, FREDERICK, MD 21702-1405

Mortgage

Document Number	0017748305
Date	Mar 3, 2026
Instrument	17748/305

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 9, 2026
Property Address	427 HEATHER RIDGE DR, FREDERICK, MD 21702-1405
Document Number	0176780129
Book / Page	17678 / 129
Map Reference	MB 16 FO 170
Instrument Date	Nov 24, 2025
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Tax	$465.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	8609 WESTWOOD CENTER DR STE 110, 110, TYSONS, VA 22182-7525
Investor	Possibly a Property Investor

Mortgage

Document Number	0017678135
Date	Jan 9, 2026
Instrument	17678/135

Lender

Name	COMMERCIAL LENDER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,982.00 (+4.78%) Homeowner's exemption	$200,800 (+23.44%) Land $52,700 Building $148,100	$200,800 (-) Land $52,700 Building $148,100
2024	$2,846.00 (+7.15%)
2023	$2,656.00 Homeowner's exemption	$162,667	$200,800 Land $52,700 Building $148,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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