Frederick County property record for 425 Heather Ridge Dr, Frederick, MD 21702
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,300 sqft · built 1980 |
| Lot Size | 0.073 acres (3,178 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,076 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-076438 |
| Primary APN | 02-076438 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 520 sqft |
| Basement Area | 260 sqft |
| Finished Basement | 260 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,178 sqft (0.073 acres) |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 076438 |
|---|---|
| Street Address | 425 HEATHER RIDGE DR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-1405 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R12 |
| Legal Description | LOT 24 BLK B PLAT 3 .07 ACRE ANTIETAM VILLAGE |
| Legal Subdivision | ANTIETAM VILLAGE |
| Legal Block | B |
| Legal Lot Number | 24 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 750702 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 425 HEATHER RIDGE DR, FREDERICK, MD 21702-1405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2006 |
| Deed Sale | Nov 15, 2006 |
| Prior Sale | May 3, 1999 · Amount on Record |
| Deed Document Number | 200667712 |
| Deed Book / Page | 6315 / 463 |
| Transfer Doc | 0000003915 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 425 HEATHER RIDGE DR, FREDERICK, MD 21702-1405 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Title Company | CMC SETTLEMENT SERVICES, AMC SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 425 HEATHER RIDGE DR, FREDERICK, MD 21702-1405 |
| Document Number | 0168370278 |
|---|---|
| Date | Apr 23, 2024 |
| Book Page | 16837/278 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,367 (+33.05%) | $269,100 (+23.16%) Land $91,000 Building $178,100 | |
| 2025 | $4,076.00 (+24.72%) | ||
| 2023 | $3,268.00 | $176,900 | $218,500 Land $52,700 Building $165,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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