Harford County property record for 427 Haverhill Rd, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,819 sqft · built 1969 |
| Lot Size | 0.251 acres (10,925 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Apr 2021) |
| Tax Bill | $2,919 (2026) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Sep 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-120786 |
| Primary APN | 01-120786 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,819 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 10,925 sqft (0.251 acres) |
| Lot Dimensions | 115 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 352 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 120786 |
|---|---|
| Street Address | 427 HAVERHILL RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 32 95/95X115 427 HAVERHILL ROAD JOPPATOWNE SC6 PT 19/04 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 102 |
| Legal Lot Number | 32,427 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 301402 |
427 Haverhill Rd is owned and occupied by two individuals who bought it in April 2021.
Source: Harford County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 427 HAVERHILL RD, JOPPA, MD 21085-4334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Sep 9, 2020 | Intrafamily Transfer, Transfer · Stand-Alone Refinance BANK OF ROMNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2021 · Amount on File |
| Deed Sale | Apr 30, 2021 · Amount on File |
| Deed Book / Page | 14713 / 375 |
| Prior Transfer Date | Sep 2, 2020 |
| Prior Transfer Doc | 0140950001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 30, 2021 |
| Property Address | 427 HAVERHILL RD, JOPPA, MD 21085-4334 |
| Document Number | 0147130375 |
| Book / Page | 14713 / 375 |
| Map Reference | MB 19 FO 4 |
| Instrument Date | Apr 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 427 HAVERHILL RD, JOPPA, MD 21085-4334 |
| Document Number | 0014713382 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 14713/382 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 9, 2020 |
| Property Address | 427 HAVERHILL RD, JOPPA, MD 21085-4334 |
| Document Number | 0140950001 |
| Book / Page | 14095 / 1 |
| Map Reference | MB 19 FO 4 |
| Instrument Date | Sep 2, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 427 HAVERHILL RD, JOPPA, MD 21085-4334 |
| Document Number | 0000140958 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 14095/8 |
| Name | BANK OF ROMNEY |
|---|---|
| Type | Private Party |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 8, 2030 |
The 2026 property tax bill for 427 Haverhill Rd was $2,919, up 11.1% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,919.00 (+11.12%) | $267,900 (+5.27%) | $281,300 (-) Land $69,400 Building $211,900 |
| 2025 | $2,627.00 | $254,500 | $281,300 Land $69,400 Building $211,900 |
| 2023 | $231,367 | $241,100 Land $69,400 Building $171,700 | |
| 2022 | $2,415.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 Haverhill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 427 Haverhill Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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