Harford County property record for 423 Haverhill Rd, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,316 sqft · built 1969 |
| Lot Size | 0.211 acres (9,180 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (May 1994) |
| Tax Bill | $2,985 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-123122 |
| Primary APN | 01-123122 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,316 sqft Total Area |
| Basement Area | 780 sqft |
| Finished Basement | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Split Foyer |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 9,180 sqft (0.211 acres) |
| Lot Dimensions | 120 ft deep x 71 ft wide |
| Garage Type | Basement |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 123122 |
|---|---|
| Street Address | 423 HAVERHILL RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 34 82/71X120 423 HAVERHILL ROAD JOPPATOWNE S6 PT 19/04 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 102 |
| Legal Lot Number | 34,423 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 301402 |
Source: Harford County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 423 HAVERHILL RD, JOPPA, MD 21085-4334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 1994 · Amount on Record |
| Deed Sale | May 11, 1994 · Amount on Record |
| Deed Book / Page | 2129 / 948 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 423 HAVERHILL RD, JOPPA, MD 21085-4334 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | RGS TITLE LLC MATS |
| Name | Verified Name |
|---|
| Document Number | 0156190265 |
|---|---|
| Date | Aug 3, 2022 |
| Book Page | 15619/265 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,985.00 (+11.26%) | $273,933 (+5.33%) | $287,800 (-) Land $69,300 Building $218,500 |
| 2025 | $2,683.00 (+4.32%) | $260,067 (+7.87%) | $287,800 (+16.9%) Land $69,300 Building $218,500 |
| 2023 | $241,100 | $246,200 Land $69,300 Building $176,900 | |
| 2022 | $2,572.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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