427 Harper Dr, Lewiston, NY 14092 Property Records

Niagara County and Lewiston Town property record for 427 Harper Dr, Lewiston, NY 14092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,910 sqft · built 1955
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Oct 2023)
Tax Bill$6,447 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Feb 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN292489 101.06-1-9

Property Details

APN / Parcel Number

Primary APN292489 101.06-1-9
Alternative APN
  • 24891010060001009000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,910 sqft Living Area
1st Floor Area1,410 sqft
Upper Floors Area500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2016
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions122 ft deep x 100 ft wide
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
Pool TypeAbove-Ground Pool
PorchPorch
Porch Area126 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address427 HARPER DR
CityLEWISTON
StateNY
Zip14092-1026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTALL OAKS SUB 414212
Legal SubdivisionHOLLAND LAND COMPANY S SURVEY
Legal Block1
Legal Lot Number9.000
JurisdictionNIAGARA NY
Township / Civil DivisionLEWISTON
Census Block Group1
Census Block1009
Census Tract24405

Owner

Source: Niagara County and Lewiston Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address427 HARPER DR, LEWISTON, NY 14092-1026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2023Warranty Deed, Transfer · Conventional Mortgage
PREMIUM MORTGAGE CORP
Feb 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Feb 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jun 30, 2017Warranty Deed, Transfer · Conventional with PMI
FIRST PRIORITY MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2023 · Amount on Record
Deed SaleOct 27, 2023 · Amount on Record
Prior SaleSep 1, 2017 · Amount on Record
Deed Document Number202316763
Record UpdatedSep 20, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateOct 27, 2023
Property Address427 HARPER DR, LEWISTON, NY 14092-1026
Document Number0000006763
Map ReferenceMB 31 PG 3063
Instrument DateSep 27, 2023
Instrument2023-16763
Transaction TypeTransfer
Record UpdatedNov 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address427 HARPER DR, LEWISTON, NY 14092-1026

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 MERRY HILL RD, POUGHKEEPSIE, NY 12603-3214

Mortgage

Document Number0000006764
DateOct 27, 2023
Instrument2023-16764
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
AddressROCHESTER, NY 14618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address427 HARPER DR, LEWISTON, NY 14092-1026
Transaction TypeMortgage
Record UpdatedFeb 22, 2022
Title CompanyTITLEVEST AGENCY INC, TITLEVEST AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 HARPER DR, LEWISTON, NY 14092-1026

Mortgage

Document Number0000002623
DateFeb 10, 2022
Instrument2022-02623
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term238 Months
DueDec 1, 2041

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address427 HARPER DR, LEWISTON, NY 14092-1026
Transaction TypeMortgage
Record UpdatedFeb 22, 2022
Title CompanyTITLEVEST AGENCY INC, TITLEVEST AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 HARPER DR, LEWISTON, NY 14092-1026

Mortgage

Document Number0000002624
DateFeb 10, 2022
Instrument2022-02624
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressMINNEAPOLIS, MN 55467
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term238 Months
DueDec 1, 2041

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateJun 30, 2017
Property Address427 HARPER DR, LEWISTON, NY 14092-1026
Document Number0000012968
Instrument DateJun 26, 2017
Instrument12968
Transaction TypeTransfer
Record UpdatedJul 14, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,016.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 BIDWELL PKWY BUFFALO NY 142221121, BUFFALO, NY 14222-1121

Mortgage

Document Number12969
DateJun 30, 2017
Instrument12969
Lender
NameFIRST PRIORITY MTG
TypeMortgage Company
AddressWILLIAMSVILLE, NY 14221
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 29, 2047

Tax Assessment & Valuation

Source: Niagara County and Lewiston Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
County SubdivisionLewiston Town
Unified School DistrictLewiston-Porter Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,447.00$145,000 (-) Land $19,900 Building $125,100$362,500 (+15%) Land $49,750 Building $312,750
2023$145,000 (-) Land $19,900 Building $125,100$315,217 (+15.22%) Land $43,261 Building $271,956
2022$145,000 Land $19,900 Building $125,100$273,585 Land $37,547 Building $236,038

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEWISTON WATER IMPROVEMENTAREA
serves 16,257 people · EPA ID NY3100561
Water SourcePurchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Harper Dr

Nearby Streets

Search Property Records by Address or Parcel Number