Niagara County and Lewiston Town property record for 423 Harper Dr, Lewiston, NY 14092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,400 sqft · built 1950 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $123,500 (Oct 2008) |
| Tax Bill | $4,024 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 292489 101.06-1-8 |
| Primary APN | 292489 101.06-1-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Upper Floors Area | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 122 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 423 HARPER DR |
|---|---|
| City | LEWISTON |
| State | NY |
| Zip | 14092-1026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TALL OAKS SUB 414211 |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LEWISTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 24405 |
423 Harper Dr is owned by a company that acquired it in November 2013 and is owner-occupied.
Source: Niagara County and Lewiston Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 423 HARPER DR, LEWISTON, NY 14092-1026 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Line of Credit SJP FCU |
| Jul 2, 2021 | Deed of Trust, Mortgage · VA Mortgage HUNT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2008 · Amount on File |
| Deed Sale | Oct 30, 2008 · Amount on File |
| Deed Book / Page | 3453 / 645 |
| Last Transfer Date | Nov 1, 2013 |
| Transfer Doc | 0000022400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 423 HARPER DR, LEWISTON, NY 14092-1026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 423 HARPER DR, STELA NIAGARA, NY 14092-1026 |
| Document Number | 0000005681 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 2025-15681 |
| Name | SJP FCU |
|---|---|
| Type | Credit Union |
| Address | BUFFALO, NY 14223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 25, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 423 HARPER DR, LEWISTON, NY 14092-1026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | NETWORK TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 423 HARPER DR, LEWISTON, NY 14092-1026 |
| Document Number | 0000003619 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 2021-13619 |
| Name | HUNT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | BUFFALO, NY 14203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2026 property tax bill for 423 Harper Dr was $4,024 with a homeowner's exemption, up 2.9% from the year before.
Source: Niagara County and Lewiston Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Lewiston Town |
| Unified School District | Lewiston-Porter Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,024.00 (+2.92%) Homeowner's exemption | ||
| 2025 | $3,910.00 | $86,800 Land $19,800 Building $67,000 | $217,000 Land $49,500 Building $167,500 |
| 2023 | $86,800 Land $19,800 Building $67,000 | $188,696 Land $43,044 Building $145,652 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 423 Harper Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 423 Harper Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEWISTON WATER IMPROVEMENTAREA serves 16,257 people · EPA ID NY3100561 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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