427 Gulf Rd, Roscoe, NY 12776 Property Records

Sullivan County and Rockland Town property record for 427 Gulf Rd, Roscoe, NY 12776

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,960 sqft · built 1971
Lot Size1.63 acres (71,003 sqft)
OwnerIndividual Name on File
Last Sale$153,500 (Oct 2011)
Tax Bill$5,483 (2025)
Deeds & MortgagesMar 2023 Mortgage
Flood ZoneZone A (high risk)
APN484400 43.-1-10.2

Property Details

APN / Parcel Number

Primary APN484400 43.-1-10.2
Alternative APN
  • 4400043 0001010002

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,960 sqft Living Area
1st Floor Area1,336 sqft
Basement Area624 sqft
Finished Basement624 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleRaised Ranch
Exterior MaterialComposition/Composite
Lot Area71,003 sqft (1.63 acres)
Garage TypeBasement
PorchSlab
Porch Area336 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address427 GULF RD
CityROSCOE
StateNY
Zip12776-4527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal DescriptionTHEODORE & ELIZABETH LIFE RIGHTS
Legal Block1
Legal Lot Number10.002
JurisdictionSULLIVAN NY
Township / Civil DivisionROCKLAND
Census Block Group2
Census Block2035
Census Tract950201

Owner

427 Gulf Rd is owned and occupied by an individual who bought it in October 2011.

Source: Sullivan County and Rockland Town records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address427 GULF RD, ROSCOE, NY 12776-4527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2011 · Amount on File
Deed SaleOct 3, 2011 · Amount on File
Deed Book / Page2011 / 6496
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSULLIVAN NY
Property Address427 GULF RD, ROSCOE, NY 12776-4527
Transaction TypeMortgage
Record UpdatedApr 12, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000000377
DateMar 16, 2023
Instrument2023-2377
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term277 Months
DueApr 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 427 Gulf Rd was $5,483 with a homeowner's exemption.

Source: Sullivan County and Rockland Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountySullivan County
County SubdivisionRockland Town
Unified School DistrictRoscoe Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,483.00$101,700 Land $16,300 Building $85,400$294,800 Land $47,249 Building $247,551
2023$101,700 (-) Land $16,300 Building $85,400$237,100 (+22.4%) Land $38,001 Building $199,099
2022Homeowner's exemption$101,700 Land $16,300 Building $85,400$193,714 Land $31,048 Building $162,666

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 Gulf Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 30 policies
Nearby Flood Policies30 in force
Nearby Flood Claims5 (1996–2026)
Most Recent ClaimJul 2026 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Gulf Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on Gulf Rd

Nearby Streets

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