404 Gulf Rd, Roscoe, NY 12776 Property Records

Sullivan County and Rockland Town property record for 404 Gulf Rd, Roscoe, NY 12776

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,960 sqft · built 1940
Lot Size0.836 acres (36,430 sqft)
Owner2 Individual Names on Record
Tax Bill$4,912 (2025)
Deeds & MortgagesApr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN484400 43.-1-5

Property Details

APN / Parcel Number

Primary APN484400 43.-1-5
Alternative APN
  • 4400043 0001005000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,960 sqft Living Area
1st Floor Area1,080 sqft
2nd Floor Area760 sqft
Upper Floors Area120 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area36,430 sqft (0.836 acres)
Lot Dimensions183 ft deep x 199 ft wide
Garage TypeAttached
Garage Area840 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area480 sqft
Canopy180 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address404 GULF RD
CityROSCOE
StateNY
Zip12776-4530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal Block1
Legal Lot Number5.000
JurisdictionSULLIVAN NY
Township / Civil DivisionROCKLAND
Census Block Group2
Census Block2028
Census Tract950201

Owner

Source: Sullivan County and Rockland Town records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address404 GULF RD, ROSCOE, NY 12776-4530
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSULLIVAN NY
Property Address404 GULF RD, ROSCOE, NY 12776-4530
Document Number0000004218
Instrument DateApr 3, 2018
Transaction TypeMortgage
Record UpdatedJul 27, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 GULF RD ROSCOE NY 127764530, ROSCOE, NY 12776-4530

Mortgage

Document Number0000004218
DateJun 18, 2018
Instrument4218
Lender
NameMANUFACTURERS & TRADERS TR
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 17, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sullivan County and Rockland Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountySullivan County
County SubdivisionRockland Town
Unified School DistrictRoscoe Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,912.00$91,100 (-) Land $14,100 Building $77,000$264,100 (+24.34%) Land $40,876 Building $223,224
2023$91,100 (-) Land $14,100 Building $77,000$212,400 (+22.4%) Land $32,874 Building $179,526
2022Homeowner's exemption$91,100 Land $14,100 Building $77,000$173,524 Land $26,857 Building $146,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Nearby Flood Policies30 in force
Nearby Flood Claims5 (1996–2026)
Most Recent ClaimJul 2026 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on Gulf Rd

Nearby Streets

Search Property Records by Address or Parcel Number