Black Hawk County property record for 427 Gable St, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1934 |
| Square Footage | 1,106 sqft Living Area |
| Lot Size | 7,150 sqft (0.164 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $25,000 (2025) |
| Tax Bill | $1,152.00 (2025) |
| Primary APN | 8913-13-378-011 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,106 sqft Living Area |
| 1st Floor | 890 sqft 1st Floor |
| Basement Area | 890 sqft Basement |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,150 sqft (0.164 acres) |
| Depth X Width | 143 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Patio Area | 180 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 54 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 427 GABLE ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-2625 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MANSONS THIRD ADDITION LOT 11 BLK 9 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 13 |
| Legal Subdivision | MANSONS THIRD ADDITION |
| Legal Block | 9 |
| Legal Lot Number | 11 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 1701 |
Source: Black Hawk County records · APN 8913-13-378-011
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 943 SUNRISE BLVD, WATERLOO, IA 50701-4951 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Oct 27, 2022 | Deed of Trust, Mortgage · Line of Credit DEERE EMPLOYEES CU |
| Nov 30, 2017 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) DEERE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 08, 2025 · Amount on Record |
| Deed Sale | Sep 08, 2025 · Amount on Record |
| Prior Sale | May 29, 2025 · Amount on Record |
| Deed Doc Number | 202513149 |
| Prior Transfer Date | Nov 29, 2017 |
| Prior Transfer Doc | 201800009404 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 427 GABLE ST, WATERLOO, IA 50703-2625 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202300006867 |
|---|---|
| Date | Oct 27, 2022 |
| Instrument | 202300006867 |
| Name | DEERE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MOLINE, IL 61265 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Nov 30, 2017 |
| Property Address | 427 GABLE ST, WATERLOO, IA 50703-2625 |
| Document Number | 201800009403 |
| Instrument Date | Nov 29, 2017 |
| Instrument | 2018-00009403 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 GABLE ST, WATERLOO, IA 50703-2625 |
| Document Number | 201800009404 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 2018-00009404 |
| Name | DEERE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MOLINE, IL 61265 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Dec 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 5.37% |
| Index | 1-Year CMT |
| Max Rate | 8.37% |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,152.00 Homeowner's exemption | $74,570 (+17.77%) Land $6,310 Building $68,260 | $74,570 (+17.77%) Land $6,310 Building $68,260 |
| 2024 | $1,152.00 (+39.81%) | ||
| 2023 | $63,320 (+36.52%) Land $6,310 Building $57,010 | $63,320 (+36.52%) Land $6,310 Building $57,010 | |
| 2022 | $824.00 Homeowner's exemption | $46,380 Land $6,310 Building $40,070 | |
| 2021 | $46,380 Land $6,310 Building $40,070 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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