405 Gable St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 405 Gable St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1909
Square Footage	1,275 sqft Living Area
Lot Size	7,200 sqft (0.165 acres)
Garage	Detached, 480 sqft
Tax Bill	$1,008.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-13-378-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,275 sqft Living Area
1st Floor	616 sqft 1st Floor
Basement Area	844 sqft Basement
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Aluminum Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	7,200 sqft (0.165 acres)
Depth X Width	144 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	480 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	405 GABLE ST
City	WATERLOO
State	IA
Zip	50703-2625
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MANSONS THIRD ADDITION LOT 15 BLK 9
Legal Range	13W
Legal Township	89N
Legal Section	13
Legal Subdivision	MANSONS THIRD ADDITION
Legal Block	9
Legal Lot Number	15
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2012
Census Tract	1701

Owner

Source: Black Hawk County records · APN 8913-13-378-015

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5317 UNIVERSITY AVE, CEDAR FALLS, IA 50613-5753
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	405 GABLE ST, WATERLOO, IA 50703-2625
Transaction Type	Mortgage
Record Updated	Dec 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000008882
Date	Nov 13, 2019
Instrument	202000008882

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,008.00	$55,030 (+18.52%) Land $6,310 Building $48,720	$55,030 (+18.52%) Land $6,310 Building $48,720
2024	$1,008.00 (-14.86%)
2023		$46,430 (+33.11%) Land $6,310 Building $40,120	$46,430 (+33.11%) Land $6,310 Building $40,120
2022	$1,184.00	$34,880 Land $6,310 Building $28,570
2021			$34,880 Land $6,310 Building $28,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.