Putnam County property record for 418 Elm St, Baxter, TN 38544
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,205 sqft · built 1961 |
| Lot Size | 0.265 acres (11,583 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $77,000 (Jul 2013) |
| Tax Bill | $939 (2022) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071056K A 02000 |
| Primary APN | 071056K A 02000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,205 sqft Living Area |
| 1st Floor Area | 1,205 sqft |
| Basement Area | 132 sqft |
| Finished Basement | 132 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,583 sqft (0.265 acres) |
| Lot Dimensions | 143 ft deep x 81 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 418 ELM ST |
|---|---|
| City | BAXTER |
| State | TN |
| Zip | 38544-5226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 20 LOTS 29-30 P/O 28 & 31, COUNTY AREA: K01 |
| Legal Subdivision | CAMPBELL AND MAXWELL |
| Legal Block | N/A |
| Legal Lot Number | LIST 30 |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1100 |
Source: Putnam County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 418 ELM ST, BAXTER, TN 38544-5226 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 17, 2021 | Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK |
| Dec 17, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Oct 18, 2018 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2013 · Amount on Record |
| Deed Sale | Jul 2, 2013 · Amount on Record |
| Prior Sale | Jan 20, 2012 · Amount on Record |
| Deed Document Number | 0000770521 |
| Deed Book / Page | 770 / 521 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 418 ELM ST, BAXTER, TN 38544-5226 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 418 ELM ST, BAXTER, TN 38544-5226 |
| Document Number | 0001365360 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 1365/360 |
| Instrument | 267250 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 418 ELM ST, BAXTER, TN 38544-5226 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 418 ELM ST, BAXTER, TN 38544-5226 |
| Document Number | 0001365386 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 1365/386 |
| Instrument | 267253 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 418 ELM ST, BAXTER, TN 38544-5226 |
| Document Number | RB1086360 |
| Instrument Date | Oct 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2018 |
| Name | Verified Name |
|---|---|
| Address | 418 ELM ST BAXTER TN 385445226, BAXTER, TN 38544-5226 |
| Document Number | RB1086360 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 001086/000360 |
| Instrument | 219386 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Putnam County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| Municipality | Baxter Town |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,400 (-) Land $2,925 Building $23,475 | ||
| 2023 | $26,400 Land $2,925 Building $23,475 | ||
| 2022 | $939.00 | ||
| 2021 | $105,600 Land $11,700 Building $93,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAXTER WATER DEPARTMENT serves 7,781 people · EPA ID TN0000040 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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