427 el Sueno, Solana Beach, CA 92075 Property Records

San Diego County property record for 427 el Sueno, Solana Beach, CA 92075

Property Summary

Property Type	Single Family Home
Details	6 bd · 7.5 ba · 4,717 sqft · built 1998
Lot Size	0.62 acres (27,007 sqft)
Owner	Company Name on File
Last Sale	$2,412,000 (Jun 2017)
Tax Bill	$31,395 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`298-081-45-00`

Property Details

APN / Parcel Number

Primary APN	`298-081-45-00`

Interior

Bedrooms	6 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Building Area	4,717 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	27,007 sqft (0.62 acres)
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	427 EL SUENO
City	SOLANA BEACH
State	CA
Zip	92075-2064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LRc
Legal Description	LOT 5 TR 013469
Legal Subdivision	SOLANA BEACH TIMESHARES
Legal Tract	013469
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17307

Owner

427 el Sueno is owned by a company that bought it in June 2017 and is owner-occupied.

Source: San Diego County records, as of September 18, 2026

Owner of Record	Company Name on File
Mailing Address	427 EL SUENO, SOLANA BEACH, CA 92075-2064
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 9, 2017	Grant Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2017 · Amount on File
Deed Sale	Jun 9, 2017 · Amount on File
Prior Sale	Apr 9, 2004 · Amount on File
Deed Document Number	2017260740
Prior Transfer Date	Sep 14, 2004
Prior Transfer Doc	0000903588
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	427 EL SUENO, SOLANA BEACH, CA 92075-2064
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 EL SUENO, SOLANA BEACH, CA 92075-2064

Mortgage

Document Number	0000599384
Date	Aug 23, 2021
Instrument	2021-0599384

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 9, 2017
Property Address	427 EL SUENO, SOLANA BEACH, CA 92075-2064
Document Number	0000260740
Map Reference	MAP13469
Instrument Date	Apr 19, 2017
Instrument	2017-0260740
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	427 EL SUENO, SOLANA BEACH, CA 92075-2064

Mortgage

Document Number	0000260741
Date	Jun 9, 2017
Instrument	2017-0260741

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 427 el Sueno was $31,395 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Solana Beach City
Secondary School District	San Dieguito Union High School District (07 - 12)
Elementary School District	Solana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,855,313 (+2%) Land $1,538,934 Building $1,316,379
2025	$31,395.00 Homeowner's exemption	$2,799,327 Land $1,508,759 Building $1,290,568
2023	$30,121.00 (+1.52%) Homeowner's exemption	$2,690,627 Land $1,450,173 Building $1,240,454
2022	$29,669.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 427 el Sueno in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 el Sueno is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA FE I.D. serves 21,539 people · EPA ID CA3710023
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, GeoLinks.

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