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409 el Sueno, Solana Beach, CA 92075 Property Records

San Diego County property record for 409 el Sueno, Solana Beach, CA 92075

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,777 sqft · built 1998
Lot Size0.389 acres (16,956 sqft)
Owner2 Individual Names on Record
Last Sale$1,805,000 (Nov 2012)
Tax Bill$25,277 (2025)
Deeds & MortgagesSep 2021 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN298-081-43-00

Property Details

APN / Parcel Number

Primary APN298-081-43-00

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,777 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area16,956 sqft (0.389 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address409 EL SUENO
CitySOLANA BEACH
StateCA
Zip92075-2064
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLRc
Legal DescriptionLOT 3 TR 013469
Legal SubdivisionCITY/SOLANA BEACH TM 89-03
Legal Tract013469
Legal Block2
Legal Lot Number3
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract17307

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address409 EL SUENO, SOLANA BEACH, CA 92075-2064
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2012 · Amount on Record
Deed SaleNov 19, 2012 · Amount on Record
Prior SaleJan 31, 2001 · Amount on Record
Deed Document Number2012719801
Prior Transfer DateNov 18, 2011
Prior Transfer Doc0000638319
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address409 EL SUENO, SOLANA BEACH, CA 92075-2064
Transaction TypeMortgage
Record UpdatedOct 8, 2021
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 EL SUENO, SOLANA BEACH, CA 92075-2064

Mortgage

Document Number0000682748
DateSep 29, 2021
Instrument2021-0682748
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term157 Months
DueOct 1, 2034

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address409 EL SUENO, SOLANA BEACH, CA 92075-2064
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORTC

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 EL SUENO, SOLANA BEACH, CA 92075-2064

Mortgage

Document Number0000766996
DateDec 1, 2020
Instrument2020-0766996
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySolana Beach City
Secondary School DistrictSan Dieguito Union High School District (07 - 12)
Elementary School DistrictSolana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,267,170 (+2%) Land $1,256,051 Building $1,011,119
2025$25,277.00 (+4.24%) Homeowner's exemption$2,222,717 (+4.04%) Land $1,231,423 Building $991,294
2023$24,250.00 (+1.51%) Homeowner's exemption$2,136,407 Land $1,183,606 Building $952,801
2022$23,890.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA FE I.D.
serves 21,539 people · EPA ID CA3710023
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FiberFirst
Fiber		5,000 / 5,000
Ting
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Cox Communications, GeoLinks.

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