427 Edwards St, Ada, OH 45810 Property Records

Hardin County property record for 427 Edwards St, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,088 sqft
Lot Size	0.133 acres (5,800 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Jun 2018)
Tax Bill	$1,458 (2025)
Deeds & Mortgages	Jul 2021 Sale & Line of Credit Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-160101.0000`

Property Details

APN / Parcel Number

Primary APN	`25-160101.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,088 sqft Living Area
1st Floor Area	1,088 sqft
Attic	Attic
Attic Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,800 sqft (0.133 acres)
Lot Dimensions	116 ft deep x 50 ft wide
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	427 EDWARDS ST
City	ADA
State	OH
Zip	45810-1115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDWARDS 16
Legal Subdivision	EDWARDS
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3007
Census Tract	402

Owner

427 Edwards St is owned and occupied by an individual who bought it in June 2018.

Source: Hardin County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	427 EDWARDS ST, ADA, OH 45810-1115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Warranty Deed, Transfer · Line of Credit SUPERIOR CU INC
Jun 4, 2018	Warranty Deed, Transfer · Conventional Mortgage LIBERTY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2018 · Amount on File
Deed Sale	Jun 4, 2018 · Amount on File
Prior Sale	Nov 12, 2014 · Amount on File
Deed Document Number	20181648
Deed Book / Page	550 / 173
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Jul 13, 2021
Property Address	427 EDWARDS ST, ADA, OH 45810-1115
Document Number	561/2000
Book / Page	561 / 2000
Instrument Date	Jul 7, 2021
Instrument	202100002469
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	SUPERIOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 EDWARDS ST, ADA, OH 45810-1115

Mortgage

Document Number	202100002470
Date	Jul 13, 2021
Instrument	202100002470

Lender

Name	SUPERIOR CU INC
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Jun 4, 2018
Property Address	427 EDWARDS ST, ADA, OH 45810-1115
Document Number	00550/0173
Book / Page	550 / 0173
Instrument Date	Jun 1, 2018
Instrument	201800001648
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 EDWARDS ST, ADA, OH 45810-1115

Mortgage

Document Number	201800001649
Date	Jun 4, 2018
Instrument	201800001649

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 427 Edwards St was $1,458 with a homeowner's exemption, up 1.3% from the year before.

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,458.00 (+1.32%)	$37,030 (-) Land $1,980 Building $35,050
2024	$1,439.00 (+0.49%) Homeowner's exemption	$37,030 (-) Land $1,980 Building $35,050
2023	$1,432.00 (+39.98%) Homeowner's exemption	$37,030 (+62.13%) Land $1,980 Building $35,050	$105,800 Land $5,660 Building $100,140
2022	$1,023.00 Homeowner's exemption	$22,840 Land $1,910 Building $20,930
2020			$65,260 Land $5,460 Building $59,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 427 Edwards St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 427 Edwards St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: MetaLINK Technologies, T-Mobile, Watch TV.

Nearby Properties on Edwards St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures