425 Edwards St, Ada, OH 45810 Property Records

Hardin County property record for 425 Edwards St, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,885 sqft · built 2015
Lot Size	0.133 acres (5,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,500 (Jul 2025)
Tax Bill	$1,426 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-160100.0000`

Property Details

APN / Parcel Number

Primary APN	`25-160100.0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,885 sqft Living Area
1st Floor Area	965 sqft
Upper Floors Area	920 sqft
Attic	Attic
Attic Area	480 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,800 sqft (0.133 acres)
Lot Dimensions	116 ft deep x 50 ft wide
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gravity Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	425 EDWARDS ST
City	ADA
State	OH
Zip	45810-1115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W A EDWARDS 17
Legal Subdivision	EDWARDS
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3007
Census Tract	402

Owner

Source: Hardin County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 EDWARDS ST, ADA, OH 45810-1115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2025	Survivorship Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC
May 16, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2025 · Amount on Record
Deed Sale	Jul 28, 2025 · Amount on Record
Prior Sale	May 16, 2018 · Amount on Record
Deed Document Number	20252171
Deed Book / Page	574 / 4934
Prior Transfer Date	Dec 14, 2012
Prior Transfer Doc	00512/0182
Record Updated	Sep 20, 2026

July 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HARDIN OH
Recording Date	Jul 28, 2025
Property Address	425 EDWARDS ST, ADA, OH 45810-1115
Document Number	00574/4934
Book / Page	574 / 4934
Instrument Date	Jul 24, 2025
Instrument	2025002171
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	425 EDWARDS ST, ADA, OH 45810-1115

Mortgage

Document Number	2025002172
Date	Jul 28, 2025
Instrument	2025002172

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	May 16, 2018
Property Address	425 EDWARDS ST, ADA, OH 45810-1115
Document Number	00549/5150
Book / Page	549 / 5150
Map Reference	VOL 512 PG 182
Instrument Date	May 15, 2018
Instrument	201800001441
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	RRR TITLE AGENCY, TERR TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 EDWARDS ST, ADA, OH 45810-1115

Mortgage

Document Number	201800001442
Date	May 16, 2018
Instrument	201800001442

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,426.00 (+1.35%)	$35,420 (-) Land $1,980 Building $33,440
2024	$1,407.00 (+0.43%)	$35,420 (-) Land $1,980 Building $33,440
2023	$1,401.00 (+4.32%)	$35,420 (+19.91%) Land $1,980 Building $33,440	$101,200 (+19.91%) Land $5,660 Building $95,540
2022	$1,343.00	$29,540 Land $1,910 Building $27,630
2020			$84,400 Land $5,460 Building $78,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: MetaLINK Technologies, T-Mobile, Watch TV.

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