McCreary County property record for 427 Ed Stephens Rd, Pine Knot, KY 42635 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,420 sqft · built 1977 |
| Lot Size | 8.21 acres (357,628 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $31 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 174-00-00-007.00 |
| Primary APN | 174-00-00-007.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,420 sqft Living Area |
| Basement Area | 1,420 sqft |
| Family Room | Family Room |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 357,628 sqft (8.21 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 130 sqft |
| Carport | Carport |
| Heating Fuel | Electric |
|---|---|
| Water Source | Commercial |
| Street Address | 427 ED STEPHENS RD |
|---|---|
| City | PINE KNOT |
| State | KY |
| Zip | 42635-9131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 TRACTS & HSE DB 105/228 |
| Legal Tract | 2 |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | PINE KNOT |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 960401 |
Source: McCreary County records · APN 174-00-00-007.00
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 427 ED STEPHENS RD, PINE KNOT, KY 42635-9131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0000006887 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 427 ED STEPHENS RD, PINE KNOT, KY 42635-9131 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 123271 |
|---|---|
| Date | Sep 08, 2017 |
| Book Page | M211/563 |
| Instrument | 123271 |
| Name | UNITED CUMBERLAND BANK |
|---|---|
| Type | Bank |
| Address | WHITLEY CITY, KY 42653 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
Source: McCreary County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31.00 (-42.59%) | $53,000 (-) | $53,000 (-) |
| 2023 | $54.00 Homeowner's exemption | $53,000 | $53,000 |
Source: FEMA National Flood Hazard Layer, McCreary County (21147C), updated March 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 72% of the US · above 84% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 252 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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