McCreary County property record for 397 Ed Stephens Rd, Pine Knot, KY 42635 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,020 sqft |
| Lot Size | 7.44 acres (324,522 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Nov 2025) |
| Tax Bill | $168 (2025) |
| Deeds & Mortgages | Nov 2025 Sale Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 174-00-00-006.02 |
| Primary APN | 174-00-00-006.02 |
|---|---|
| Alternative APN |
|
| Building Area | 1,020 sqft Living Area |
|---|---|
| Basement Area | 510 sqft |
| Exterior Material | Other |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 324,522 sqft (7.44 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 544 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Water Source | Commercial |
| Street Address | 397 ED STEPHENS RD |
|---|---|
| City | PINE KNOT |
| State | KY |
| Zip | 42635-9131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7.45 AC & HSE |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | PINE KNOT |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 960401 |
Source: McCreary County records · APN 174-00-00-006.02
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 397 ED STEPHENS RD, PINE KNOT, KY 42635-9131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed, Transfer |
| Feb 11, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Aug 17, 2017 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on Record |
| Deed Sale | Nov 24, 2025 · Amount on Record |
| Deed Document Number | 157118 |
| Deed Book / Page | D243 / 288 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Nov 24, 2025 |
| Property Address | 397 ED STEPHENS RD, PINE KNOT, KY 42635-9131 |
| Document Number | 00D243/288 |
| Book / Page | D243 / 288 |
| Instrument Date | Nov 24, 2025 |
| Instrument | 157118 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $20.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 UNDERPASS DR, ONEIDA, TN 37841-5889 |
| Name | Verified Name |
|---|---|
| Address | 397 ED STEPHENS RD, PINE KNOT, KY 42635-9131 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 397 ED STEPHENS RD, PINE KNOT, KY 42635-9131 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M236/777 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | M236/777 |
| Instrument | 136364 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 397 ED STEPHENS RD, PINE KNOT, KY 42635-9131 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 123002 |
|---|---|
| Date | Aug 17, 2017 |
| Book Page | M211/287 |
| Instrument | 123002 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2032 |
Source: McCreary County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $168.00 (-11.11%) | $70,000 (-) | $70,000 (-) |
| 2024 | $189.00 (-1.56%) | $70,000 (-) | $70,000 (-) |
| 2023 | $192.00 Homeowner's exemption Disabled Person's exemption | $70,000 | $70,000 |
Source: FEMA National Flood Hazard Layer, McCreary County (21147C), updated March 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 72% of the US · above 84% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 252 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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