427 E Orchard St, Payne, OH 45880 Property Records

Paulding County property record for 427 E Orchard St, Payne, OH 45880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1948
Lot Size	0.326 acres (14,201 sqft)
Owner	2 Individual Names on Record
Last Sale	$69,500 (Mar 2004)
Tax Bill	$1,741 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-15S-002-00`

Property Details

APN / Parcel Number

Primary APN	`19-15S-002-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft
Basement Area	1,232 sqft
Family Room	Family Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	14,201 sqft (0.326 acres)
Lot Dimensions	142 ft deep x 100 ft wide
Garage Area	672 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	88 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	427 E ORCHARD ST
City	PAYNE
State	OH
Zip	45880-9493
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B MCGREW PARCELS BLOCK E PAYNE VILL
Legal Subdivision	PAYNE
Legal Block	E
Legal Lot Number	B
Jurisdiction	PAULDING OH
Township / Civil Division	HARRISON
Census Block Group	4
Census Block	4021
Census Tract	960300

Owner

Source: Paulding County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	427 E ORCHARD ST, PAYNE, OH 45880-9493
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2004 · Amount on Record
Deed Sale	Mar 4, 2004 · Amount on Record
Deed Document Number	90
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	427 E ORCHARD ST, PAYNE, OH 45880-9493
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00610/1210
Date	Oct 21, 2022
Book Page	610/1210
Instrument	202200002660

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	PAULDING, OH 45879

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 24, 2037

Tax Assessment & Valuation

Source: Paulding County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Paulding County
County Subdivision	Harrison Township
Municipality	Payne Village
Unified School District	Wayne Trace Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,741.00 (+26.16%) Homeowner's exemption	$46,520 (+35.08%) Land $6,440 Building $40,080	$132,900 (+35.06%) Land $18,400 Building $114,500
2024	$1,380.00 (+4.07%) Homeowner's exemption	$34,440 (-) Land $4,760 Building $29,680
2023	$1,326.00 (-0.97%)	$34,440 (-) Land $4,760 Building $29,680
2022	$1,339.00	$34,440 Land $4,760 Building $29,680	$98,400 Land $13,600 Building $84,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1985–2021)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYNE VILLAGE PWS serves 1,550 people · EPA ID OH6300712
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fiber · Fixed Wireless	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Lakeland Internet.

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