421 E Orchard St, Payne, OH 45880 Property Records

Paulding County property record for 421 E Orchard St, Payne, OH 45880

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,216 sqft · built 1901
Lot Size	0.503 acres (21,911 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Jun 2018)
Tax Bill	$1,439 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-06S-013-00`

Property Details

APN / Parcel Number

Primary APN	`19-06S-013-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 1901
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	21,911 sqft (0.503 acres)
Lot Dimensions	285 ft deep x 77.2 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	16 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	421 E ORCHARD ST
City	PAYNE
State	OH
Zip	45880-9493
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLOCK E PAYNE VILL
Legal Subdivision	PAYNE
Legal Block	E
Legal Lot Number	8
Jurisdiction	PAULDING OH
Township / Civil Division	HARRISON
Census Block Group	4
Census Block	4021
Census Tract	960300

Owner

Source: Paulding County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 E ORCHARD ST, PAYNE, OH 45880-9493
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2018	Deed of Trust, Mortgage COLUMBIA STATE BANK
Jun 21, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2018 · Amount on Record
Deed Sale	Jun 21, 2018 · Amount on Record
Prior Sale	Jan 30, 2013 · Amount on Record
Deed Document Number	222
Deed Book / Page	583 / 2632
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	421 E ORCHARD ST, PAYNE, OH 45880-9493
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	582/0629
Date	Feb 26, 2018
Book Page	582/0629
Instrument	201800000403

Lender

Name	COLUMBIA STATE BANK
Type	Bank
Address	VAN WERT, OH 45891

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2038

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAULDING OH
Recording Date	Jun 21, 2018
Property Address	421 E ORCHARD ST, PAYNE, OH 45880-9493
Document Number	00583/2632
Book / Page	583 / 2632
Instrument Date	Jun 13, 2018
Instrument	201800001407
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 E ROCHARD ST, PAYNE, OH 45880

Mortgage

Document Number	201800001408
Date	Jun 21, 2018
Instrument	201800001408

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Paulding County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Paulding County
County Subdivision	Harrison Township
Municipality	Payne Village
Unified School District	Wayne Trace Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,439.00 (+26.34%)	$37,630 (+35.07%) Land $5,670 Building $31,960	$107,500 (+35.05%) Land $16,200 Building $91,300
2024	$1,139.00 (+4.02%)	$27,860 (-) Land $4,200 Building $23,660
2023	$1,095.00 (-0.99%)	$27,860 (-) Land $4,200 Building $23,660
2022	$1,106.00	$27,860 Land $4,200 Building $23,660	$79,600 Land $12,000 Building $67,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1985–2021)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYNE VILLAGE PWS serves 1,550 people · EPA ID OH6300712
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fiber · Fixed Wireless	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Lakeland Internet.

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