Botetourt County property record for 427 E Main St, Fincastle, VA 24090
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,695 sqft · built 1953 |
| Lot Size | 3.98 acres (173,369 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,396 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 73A(2)B |
| Primary APN | 73A(2)B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,695 sqft Finished Area |
| Basement Area | 1,817 sqft |
| Finished Basement | 925 sqft |
| Unfinished Basement | 1,817 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 173,369 sqft (3.98 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 746 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 24283 |
|---|---|
| Street Address | 427 E MAIN ST |
| City | FINCASTLE |
| State | VA |
| Zip | 24090 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | T |
| Legal Description | TOWN OF FINCASTL |
| Jurisdiction | BOTETOURT VA |
| Township / Civil Division | FINCASTLE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 40301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Fincastle Historic District listed 1969 · 9 contributing resources · NRIS 69000224 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Botetourt County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 211, FINCASTLE, VA 24090-0211 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOTETOURT VA |
| Property Address | 427 E MAIN ST, FINCASTLE, VA 24090 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | COLONIAL TITLE AND SETTLEMENT AGENCY, COLONIAL TITLE & SETTLEMENT |
| Name | Verified Name |
|---|
| Document Number | 170001956 |
|---|---|
| Date | May 17, 2017 |
| Instrument | 170001956 |
| Name | THE BANK OF FINCASTLE |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Botetourt County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Botetourt County |
| Municipality | Fincastle Town |
| Unified School District | Botetourt County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $342,400 (-) Land $77,300 Building $265,100 | $342,400 (-) Land $77,300 Building $265,100 | |
| 2025 | $2,396.00 | $342,400 (+63.98%) Land $77,300 Building $265,100 | $342,400 (+63.98%) Land $77,300 Building $265,100 |
| 2024 | $2,396.00 (+45.3%) | ||
| 2023 | $208,800 (-) Land $67,300 Building $141,500 | $208,800 (-) Land $67,300 Building $141,500 | |
| 2022 | $1,649.00 | $208,800 Land $67,300 Building $141,500 | $208,800 Land $67,300 Building $141,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 69% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FINCASTLE serves 952 people · EPA ID VA2023300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Also Mapped Here | WESTERN VIRGINIA WATER AUTHORITY |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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