313 E Main St, Fincastle, VA 24090 Property Records

Botetourt County property record for 313 E Main St, Fincastle, VA 24090

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 792 sqft · built 1835
Lot Size	0.12 acres (5,208 sqft)
Owner	2 Individual Names on File
Last Sale	$176,160 (Aug 2006)
Tax Bill	$1,122 (2025)
Deeds & Mortgages	Jun 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`73A(1)134`

Property Details

APN / Parcel Number

Primary APN	`73A(1)134`
Alternative APN	`24122`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	792 sqft Finished Area
Basement Area	792 sqft
Finished Basement	336 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1835
Effective Year Built	Effective 1835
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	5,208 sqft (0.12 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	189 sqft
Deck Area	252 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	24122
Street Address	313 E MAIN ST
City	FINCASTLE
State	VA
Zip	24090-3097
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	T
Legal Description	TOWN OF FINCASTLLOT 134
Legal Lot Number	134
Jurisdiction	BOTETOURT VA
Township / Civil Division	FINCASTLE
Census Block Group	2
Census Block	2004
Census Tract	40301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fincastle Historic District listed 1969 · 9 contributing resources · NRIS 69000224

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

313 E Main St is owned by two individuals who bought it in August 2006.

Source: Botetourt County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 115, PEMBROKE, VA 24136-0115
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2006 · Amount on File
Deed Sale	Aug 29, 2006 · Amount on File
Deed Book / Page	600 / 5744
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOTETOURT VA
Property Address	313 E MAIN ST, FINCASTLE, VA 24090-3097
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003041
Date	Jun 3, 2021
Instrument	210003041

Lender

Name	NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 313 E Main St was $1,122, down 29.5% from the year before.

Source: Botetourt County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Botetourt County
Municipality	Fincastle Town
Unified School District	Botetourt County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,300 (-) Land $37,000 Building $123,300	$160,300 (-) Land $37,000 Building $123,300
2025	$1,122.00 (-29.48%)	$160,300 Land $37,000 Building $123,300	$160,300 Land $37,000 Building $123,300
2024	$1,591.00
2023		$117,300 (-) Land $27,000 Building $90,300	$117,300 (-) Land $27,000 Building $90,300
2022	$926.00	$117,300 Land $27,000 Building $90,300	$117,300 Land $27,000 Building $90,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 E Main St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTILLANE private · serves 162 people · EPA ID VA2023555
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20