427 E Main St, Fayette, OH 43521 Property Records

Fulton County property record for 427 E Main St, Fayette, OH 43521

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,072 sqft · built 1958
Lot Size	0.685 acres (29,839 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Dec 2020)
Tax Bill	$1,433 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-039192-00.000`

Property Details

APN / Parcel Number

Primary APN	`19-039192-00.000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,072 sqft Living Area
Gross Area	3,360 sqft
1st Floor Area	1,288 sqft
Upper Floors Area	784 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	29,839 sqft (0.685 acres)
Lot Dimensions	276 ft deep x 99 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	262 sqft
Lean-To	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	427 E MAIN ST
City	FAYETTE
State	OH
Zip	43521-9790
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1E-9S-20 E99 S301.5 PAR 39 NW .685A
Legal Range	01E
Legal Township	09S
Legal Section	20
Legal Subdivision	GORHAM SECTION
Jurisdiction	FULTON OH
Township / Civil Division	GORHAM
Census Block Group	1
Census Block	1007
Census Tract	40800

Owner

427 E Main St is owned and occupied by an individual who bought it in December 2020.

Source: Fulton County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	427 E MAIN ST, FAYETTE, OH 43521-9790
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed of Trust, Mortgage · Line of Credit THE SHERWOOD STATE BANK
Dec 15, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 1, 2020	Warranty Deed, Transfer
Sep 5, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2020 · Amount on File
Deed Sale	Dec 15, 2020 · Amount on File
Prior Sale	Sep 5, 2019 · Amount on File
Deed Document Number	2020263450
Deed Book / Page	364 / 987
Prior Transfer Date	Aug 31, 2005
Prior Transfer Doc	00256/1136
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	427 E MAIN ST, FAYETTE, OH 43521-9790
Transaction Type	Mortgage
Record Updated	Mar 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 E MAIN ST, FAYETTE, OH 43521-9790

Mortgage

Document Number	00376/1198
Date	Mar 13, 2023
Book Page	376/1198
Instrument	202300000896

Lender

Name	THE SHERWOOD STATE BANK
Type	Bank
Address	SHERWOOD, OH 43556

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 20, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON OH
Recording Date	Dec 15, 2020
Property Address	427 E MAIN ST, FAYETTE, OH 43521-9790
Document Number	000364/987
Book / Page	364 / 987
Instrument Date	Dec 14, 2020
Instrument	202000263450
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	MERESTONE TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	427 E MAIN ST, FAYETTE, OH 43521-9790

Mortgage

Document Number	202000263451
Date	Dec 15, 2020
Instrument	202000263451

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON OH
Recording Date	Apr 1, 2020
Property Address	427 E MAIN ST, FAYETTE, OH 43521-9790
Document Number	00359/4165
Book / Page	359 / 4165
Instrument Date	Mar 20, 2020
Instrument	202000258072
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON OH
Recording Date	Sep 5, 2019
Property Address	427 E MAIN ST, FAYETTE, OH 43521-9790
Document Number	00356/0234
Book / Page	0356 / 0234
Instrument Date	Sep 4, 2019
Instrument	201900254577
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	427 E MAIN ST, FAYETTE, OH 43521-9790

Mortgage

Document Number	201900254578
Date	Sep 5, 2019
Instrument	201900254578

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 427 E Main St was $1,433, down 0.1% from the year before.

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	Gorham Township
Municipality	Fayette Village
Unified School District	Fayette Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,433.00 (-0.14%)	$31,400 (-) Land $6,690 Building $24,710	$89,700 (-) Land $19,100 Building $70,600
2024	$1,435.00 (+7.01%)	$31,400 (-) Land $6,690 Building $24,710	$89,700 (-) Land $19,100 Building $70,600
2023	$1,341.00 (-3.39%) Homeowner's exemption	$31,400 (+26%) Land $6,690 Building $24,710	$89,700 Land $19,100 Building $70,600
2022	$1,388.00 Homeowner's exemption	$24,920 Land $4,830 Building $20,090
2020			$71,200 Land $13,800 Building $57,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 427 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2002–2026)
Most Recent Claim	Mar 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAYETTE VILLAGE serves 1,340 people · EPA ID OH2600412
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50

May also be available: AT&T.

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