425 E Main St, Fayette, OH 43521 Property Records

Fulton County property record for 425 E Main St, Fayette, OH 43521

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,932 sqft · built 1869
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on Record
Last Sale	$69,900 (Sep 2018)
Tax Bill	$1,547 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-039184-00.000`

Property Details

APN / Parcel Number

Primary APN	`19-039184-00.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,932 sqft Living Area
Gross Area	2,980 sqft
1st Floor Area	1,490 sqft
Upper Floors Area	442 sqft
Basement Area	1,048 sqft
Unfinished Basement	1,048 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1869
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	37,026 sqft (0.85 acres)
Garage Type	Mixed
Garage Area	240 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	574 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	425 E MAIN ST
City	FAYETTE
State	OH
Zip	43521-9790
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1E-9S-20 PT E1/2 NW OR PT PAR 39 .85A
Legal Range	01E
Legal Township	09S
Legal Section	20
Jurisdiction	FULTON OH
Township / Civil Division	GORHAM
Census Block Group	1
Census Block	1007
Census Tract	40800

Owner

Source: Fulton County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	425 E MAIN ST, FAYETTE, OH 43521-9790
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2018	Fiduciary Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Apr 11, 2017	Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2018 · Amount on Record
Deed Sale	Sep 6, 2018 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	2018248983
Deed Book / Page	349 / 2616
Record Updated	Oct 29, 2026

September 2018: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	FULTON OH
Recording Date	Sep 6, 2018
Property Address	425 E MAIN ST, FAYETTE, OH 43521-9790
Document Number	00349/2616
Book / Page	0349 / 2616
Instrument Date	Aug 31, 2018
Instrument	201800248983
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	425 E MAIN ST, FAYETTE, OH 43521-9790

Mortgage

Document Number	201800248984
Date	Sep 6, 2018
Instrument	201800248984

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	425 E MAIN ST, FAYETTE, OH 43521-9790
Transaction Type	Mortgage
Record Updated	Jun 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700240593
Date	Apr 11, 2017
Book Page	0340/0455
Instrument	201700240593

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 20, 2027

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	Gorham Township
Municipality	Fayette Village
Unified School District	Fayette Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,547.00 (-0.06%)	$33,880 (-) Land $8,470 Building $25,410	$96,800 (-) Land $24,200 Building $72,600
2024	$1,548.00 (+6.98%)	$33,880 (-) Land $8,470 Building $25,410	$96,800 (-) Land $24,200 Building $72,600
2023	$1,447.00 (-6.28%) Homeowner's exemption	$33,880 (+22.22%) Land $8,470 Building $25,410	$96,800 (+22.22%) Land $24,200 Building $72,600
2022	$1,544.00 Homeowner's exemption	$27,720 Land $7,070 Building $20,650
2020			$79,200 Land $20,200 Building $59,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2002–2026)
Most Recent Claim	Mar 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAYETTE VILLAGE serves 1,340 people · EPA ID OH2600412
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50

May also be available: AT&T.

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