427 E Horton St, Bluffton, IN 46714 Property Records

Wells County property record for 427 E Horton St, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1950
Lot Size	0.213 acres (9,278 sqft)
Owner	Company Name on Record
Last Sale	$28,100 (Nov 2018)
Tax Bill	$1,303 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-08-04-505-174.000-004`

Property Details

APN / Parcel Number

Primary APN	`90-08-04-505-174.000-004`
Alternative APNs	`00001539168` `0100916700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,278 sqft (0.213 acres)
Lot Dimensions	157 ft deep x 59 ft wide
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001539168
Street Address	427 E HORTON ST
City	BLUFFTON
State	IN
Zip	46714-3722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RW & JW TOWNLEYS SOUTH ADD LOT 200 (4-Q)
Legal Subdivision	R W & J W TOWNLEYS SOUTH ADD
Legal Lot Number	200
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3022
Census Tract	40500

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	112 N MARION ST, BLUFFTON, IN 46714-1922
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK BERNIE
Nov 7, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK BERNIE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2018 · Amount on Record
Deed Sale	Nov 7, 2018 · Amount on Record
Deed Document Number	20184194
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	427 E HORTON ST, BLUFFTON, IN 46714-3722
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020214990
Date	Nov 1, 2021
Instrument	20214990

Lender

Name	FIRST BANK BERNIE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Nov 7, 2018
Property Address	427 E HORTON ST, BLUFFTON, IN 46714-3722
Document Number	0020184194
Instrument Date	Oct 15, 2018
Instrument	20184194
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8022 WESTWICK PL, FORT WAYNE, IN 46835-4771

Mortgage

Document Number	0020184195
Date	Nov 7, 2018
Instrument	20184195

Lender

Name	FIRST BANK BERNIE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,303.00 (+0.39%)	$72,000 (+36.36%) Land $19,200 Building $52,800	$72,000 (+36.36%) Land $19,200 Building $52,800
2024	$1,298.00 (+86.23%)
2023		$52,800 (+30.05%) Land $16,900 Building $35,900	$52,800 (+30.05%) Land $16,900 Building $35,900
2022	$697.00	$40,600 Land $9,800 Building $30,800	$40,600 Land $9,800 Building $30,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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