427 E Elm St, Vernon, MI 48476 Property Records

Shiawassee County property record for 427 E Elm St, Vernon, MI 48476

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,536 sqft · built 1955
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,787 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-74-001-003`

Property Details

APN / Parcel Number

Primary APN	`012-74-001-003`
Alternative APN	`0127400100300`

Interior

Full Baths	1 Bath
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Basement Area	1,536 sqft
Unfinished Basement	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	14,810 sqft (0.34 acres)
Garage Area	394 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	427 E ELM ST
City	VERNON
State	MI
Zip	48476-9108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARL C. WULFF'S ADD VILLAGE OF VERNON LOTS 3 & 4 BLK 1
Legal Subdivision	CARL C. WULFFS ADD
Legal Block	1
Legal Lot Number	3-4
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2056
Census Tract	31800

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 154, VERNON, MI 48476-0154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 10, 2003
Transfer Doc	0003103433
Record Updated	Oct 29, 2026

October 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Oct 2, 2018
Property Address	427 E ELM ST, VERNON, MI 48476-9108
Document Number	0012500573
Book / Page	001250 / 000573
Instrument Date	Sep 24, 2018
Instrument	3313955
Transaction Type	Mortgage
Record Updated	Oct 22, 2018
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	427 E ELM ST VERNON MI 484769108, VERNON, MI 48476-9108

Mortgage

Document Number	12500574
Date	Oct 2, 2018
Book Page	001250/000574

Lender

Name	CASE CU
Type	Credit Union
Address	LANSING, MI 48910

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Vernon Township
Municipality	Vernon Village
Unified School District	Corunna Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,800 (+1.54%)	$171,600 (+1.54%)
2025	$1,787.00 (+3.47%) Homeowner's exemption	$84,500 (+14.81%)	$169,000 (+14.81%)
2024	$1,727.00 (+17.08%)
2023	$1,475.00 Homeowner's exemption	$73,600	$147,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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