Shiawassee County property record for 422 E Elm St, Vernon, MI 48476
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,636 sqft · built 1900 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $27,500 (Aug 2013) |
| Tax Bill | $1,479 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-74-002-005 |
| Primary APN | 012-74-002-005 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,636 sqft Living Area |
| 1st Floor Area | 998 sqft |
| Basement Area | 319 sqft |
| Unfinished Basement | 319 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Multi-Family |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 422 E ELM ST |
|---|---|
| City | VERNON |
| State | MI |
| Zip | 48476-9108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WULFF'S CARL C ADD VERNON VILLAGE LOTS 7 & 8 &E 40 FT OF LOT 9 BLK 2 |
| Legal Subdivision | WULFFS CARL C ADD |
| Legal Block | 2 |
| Legal Lot Number | 7-9 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | VERNON |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 31800 |
422 E Elm St is owned and occupied by an individual who bought it in August 2013.
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 53, VERNON, MI 48476-0053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2013 · Amount on File |
| Deed Sale | Aug 27, 2013 · Amount on File |
| Prior Sale | May 30, 2012 · Amount on File |
| Deed Document Number | 20133253200 |
| Deed Book / Page | 1190 / 184 |
| Prior Transfer Date | May 23, 2012 |
| Prior Transfer Doc | 0011720660 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 422 E ELM ST, VERNON, MI 48476-9108 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 422 E ELM ST, VERNON, MI 48476-9108 |
| Document Number | 0013120176 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | 1312/176 |
| Instrument | 3376343 |
| Name | PFCU |
|---|---|
| Type | Credit Union |
| Address | 9077 CHARLOTTE HWY, PORTLAND, MI 48875 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
The 2025 property tax bill for 422 E Elm St was $1,479 with a homeowner's exemption, up 3.6% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Vernon Township |
| Municipality | Vernon Village |
| Unified School District | Corunna Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,000 (+1.14%) | $142,000 (+1.14%) | |
| 2025 | $1,479.00 (+3.64%) Homeowner's exemption | $70,200 | $140,400 |
| 2024 | $1,427.00 (+19.02%) | ||
| 2023 | $1,199.00 Homeowner's exemption | $61,200 | $122,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 422 E Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 422 E Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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