427 E Central Ave, Winter Haven, FL 33880 Property Records

Polk County property record for 427 E Central Ave, Winter Haven, FL 33880 · Last verified July 2026

Property Highlights

Property Type	Commercial > Office > Medical Building
Year Built	Built 2011
Square Footage	4,083 sqft Gross Area
Lot Size	22,246 sqft (0.511 acres)
Last Sale	$870,000 (2017)
Tax Bill	$14,335.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-28-28-604000-006110`
Alternative APNs	`282826604000006110` `82826000`

Interior

Units	2 Units
Building Area	4,083 sqft Gross Area
1st Floor	4,083 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2011
Fire Resistance Class	Buildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame.
Lot Area	22,246 sqft (0.511 acres)
Depth X Width	134 ft x 91 ft Depth x Width
Canopy Area	657 sqft Canopy

Location & Zoning

Street Address	427 E CENTRAL AVE
City	WINTER HAVEN
State	FL
Zip	33880-3051
Property Usage	Commercial Property Usage
Type	Commercial > Office > Medical Building
Legal Description	REVISED MAP OF FERNWOOD ADD PB 3 PG 77 BLK 6 LOTS 11 THRU 13
Legal Range	26E
Legal Township	28S
Legal Section	28
Legal Subdivision	FERNWOOD ADDITION REVISED MAP OF
Legal Tract	604000
Legal Block	6
Legal Lot Number	11-13
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	2
Census Block	2034
Census Tract	13702

Owner

Source: Polk County records · APN 26-28-28-604000-006110

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1005 W LAKE ELOISE TER, WINTER HAVEN, FL 33884-2827
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 01, 2017 · Amount on Record
Deed Sale	Mar 01, 2017 · Amount on Record
Prior Sale	Oct 09, 2003 · Amount on Record
Deed Book / Page	10081 / 571
Record Refreshed	Sep 20, 2026

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	427 E CENTRAL AVE, WINTER HAVEN, FL 33880-3051
Document Number	0113310464
Instrument Date	Aug 06, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1854 WOODPOINTE DR WINTER HAVEN FL 338842875, WINTER HAVEN, FL 33884-2875

Mortgage

Document Number	0113310464
Date	Aug 11, 2020
Book Page	011331/000464
Instrument	162507

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,335.00 (+3.14%)	$753,579 (+4.41%) Land $205,776 Building $547,803	$753,579 (+4.41%) Land $205,776 Building $547,803
2023	$13,898.00 (+0.2%)	$721,745 (+1.14%) Land $172,407 Building $549,338	$721,745 (+1.14%) Land $172,407 Building $549,338
2022	$13,870.00	$713,595 Land $172,407 Building $541,188	$713,595 Land $172,407 Building $541,188

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Winter Haven Heights Historic Residential District listed 2000 · 147 contributing resources · NRIS 00000660

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.