401 E Central Ave, Winter Haven, FL 33880 Property Records

Polk County property record for 401 E Central Ave, Winter Haven, FL 33880

Property Summary

Property Type	Medical Building
Details	2,368 sqft · built 1991
Lot Size	0.209 acres (9,100 sqft)
Owner	Company Name on File
Last Sale	$620,000 (Apr 2024)
Tax Bill	$5,595 (2025)
Deeds & Mortgages	Apr 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-28-28-000000-031070`

Property Details

APN / Parcel Number

Primary APN	`26-28-28-000000-031070`
Alternative APNs	`282826000000031070` `82826000`

Interior

Units	2 Units
Stories	1 Story
Building Area	2,368 sqft Gross Area
1st Floor Area	2,368 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1999
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	130 ft deep x 70 ft wide
View / Lot	Commercial
Canopy	60 sqft

Location & Zoning

Street Address	401 E CENTRAL AVE
City	WINTER HAVEN
State	FL
Zip	33880-3051
Property Category	Commercial
Property Type	Commercial > Office > Medical Building
Legal Description	BEG 25 FT N OF SW COR OF NE1/4 OF NW1/4 RUN N 130 FT E 70 FT S 130 FT W 70 FT TO POB
Legal Range	26E
Legal Township	28S
Legal Section	28
Legal Subdivision	KLEMM ARTHUR PROP
Legal Tract	000000
Legal Block	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2034
Census Tract	13702

Owner

Source: Polk County records · APN 26-28-28-000000-031070

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1892 ELOISE COVE DR, WINTER HAVEN, FL 33884-3078
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2024 · Amount on Record
Deed Sale	Apr 04, 2024 · Amount on Record
Deed Document Number	202476276
Deed Book / Page	13063 / 2182
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 04, 2024
Property Address	401 E CENTRAL AVE, WINTER HAVEN, FL 33880-3051
Document Number	0000076276
Book / Page	13063 / 2182
Instrument Date	Mar 29, 2024
Instrument	2024076276
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$4,340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1124 CYPRESS PT W, WINTER HAVEN, FL 33884-3007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1892 ELOISE COVE DR, WINTER HAVEN, FL 33884-3078

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,595.00 (+12.71%)	$294,160 (+14.1%) Land $84,175 Building $209,985	$294,160 (+14.1%) Land $84,175 Building $209,985
2023	$4,964.00 (+0.57%)	$257,815 (+1.52%) Land $70,525 Building $187,290	$257,815 (+1.52%) Land $70,525 Building $187,290
2022	$4,936.00	$253,954 Land $70,525 Building $183,429	$253,954 Land $70,525 Building $183,429

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2026 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Winter Haven Heights Historic Residential District listed 2000 · 147 contributing resources · NRIS 00000660

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 192 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.