427 E 3rd St, Loveland, CO 80537 Property Records

Larimer County property record for 427 E 3rd St, Loveland, CO 80537

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,578 sqft · built 1901
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on Record
Last Sale$320,900 (Oct 2003)
Tax Bill$2,603 (2025)
Deeds & MortgagesJun 2021 Transfer
Nov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN95133-39-007

Property Details

APN / Parcel Number

Primary APN95133-39-007
Alternative APN
  • R0387819

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,578 sqft Living Area
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1901
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeStone
Roof TypeGable
Lot Area10,890 sqft (0.25 acres)
Garage Area528 sqft

Exterior Amenities

PorchPorch
Porch Area670 sqft
Patio Area168 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberR0387819
Old Parcel Number9513339007
Street Address427 E 3RD ST
CityLOVELAND
StateCO
Zip80537-5635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG AT A PT 75 FT W OF SE COR OF BLK 34, EVERETTS, LOV, TH N 140 FT, W 75 FT, S 140 FT, E 75 FT TPOB
Legal Range69
Legal Township05
Legal Section13
Legal QuarterSW
Legal SubdivisionLOV BLK 34
Legal Block34
Legal Lot Number007
JurisdictionLARIMER CO
Township / Civil DivisionLOVELAND
Census Block Group1
Census Block1024
Census Tract2007

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address427 E 3RD ST, LOVELAND, CO 80537-5635
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2021Intrafamily Transfer, Transfer
Nov 3, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2003 · Amount on Record
Deed SaleOct 7, 2003 · Amount on Record
Prior SaleOct 7, 2003 · Amount on Record
Deed Document Number0000127961
Last Transfer DateJun 2, 2021
Transfer Doc0000053939
Record UpdatedJun 8, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLARIMER CO
Recording DateJun 2, 2021
Property Address427 E 3RD ST, LOVELAND, CO 80537-5635
Document Number0000053939
Instrument DateFeb 17, 2021
Instrument20210053939
Transaction TypeTransfer
Record UpdatedJun 11, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address427 E 3RD ST, LOVELAND, CO 80537-5635

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address427 E 3RD ST, LOVELAND, CO 80537-5635
Document Number0000075189
Instrument DateNov 3, 2017
Transaction TypeMortgage
Record UpdatedNov 14, 2017
Title CompanyLAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 E 3RD ST LOVELAND CO 805375635, LOVELAND, CO 80537-5635

Mortgage

Document Number0000075189
DateNov 8, 2017
Instrument75189
Lender
NameBANK OF CO
TypeBank
AddressJOHNSTOWN, CO 80534
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 7, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
CountyLarimer County
MunicipalityLoveland City
Unified School DistrictThompson School District R-2J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,603.00 (+26.79%)$36,694 (-0.98%) Land $2,500 Building $34,194$587,100 (+6.15%) Land $40,000 Building $547,100
2023$2,053.00 (+31.69%)$37,058 (+39.58%) Land $2,680 Building $34,378$553,100 (+44.79%) Land $40,000 Building $513,100
2022$1,559.00$26,549 Land $2,780 Building $23,769$382,000 Land $40,000 Building $342,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOVELAND
serves 91,077 people · EPA ID CO0135485
Water SourceSurface water
Last State InspectionAug 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Loveland Pulse
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
Vistabeam
Fixed Wireless
500 / 80
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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