427 Cross Rd, Matawan, NJ 07747 Property Records

Monmouth County and Aberdeen Township property record for 427 Cross Rd, Matawan, NJ 07747

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 572 sqft · built 1925
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on Record
Last Sale$199,000 (Mar 2004)
Tax Bill$6,481 (2025)
Deeds & MortgagesApr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN01-00154-0000-00019

Property Details

APN / Parcel Number

Primary APN01-00154-0000-00019
Alternative APN
  • 010015400019

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area572 sqft Living Area
1st Floor Area572 sqft
AtticAttic
Attic Area572 sqft
Basement Area572 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleTraditional
Exterior MaterialBrick
Roof TypeGable
Roof MaterialOther
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeDetached
Garage Area231 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Shed1 Shed
Shed Area130 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address427 CROSS RD
CityMATAWAN
StateNJ
Zip07747-2874
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMF0
Legal Block154
Legal Lot Number19
JurisdictionMONMOUTH NJ
Township / Civil DivisionABERDEEN
Census Block Group3
Census Block3011
Census Tract802600

Owner

Source: Monmouth County and Aberdeen Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address427 CROSS RD, MATAWAN, NJ 07747-2874
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2004 · Amount on Record
Deed SaleMar 23, 2004 · Amount on Record
Deed Book / Page8342 / 618
Record UpdatedSep 20, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address427 CROSS RD, MATAWAN, NJ 07747-2874
Document Number0000031127
Instrument DateApr 4, 2019
Transaction TypeMortgage
Record UpdatedApr 24, 2019
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address427 CROSS RD ABERDEEN NJ 077472874, ABERDEEN, NJ 07747-2874

Mortgage

Document Number0000031127
DateApr 10, 2019
Book Page009343/001098
Instrument31127
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 9, 2049

Tax Assessment & Valuation

Source: Monmouth County and Aberdeen Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionAberdeen Township
Unified School DistrictMatawan-Aberdeen Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$388,300 (+18.56%) Land $333,200 Building $55,100$388,300 (+18.56%) Land $333,200 Building $55,100
2025$6,481.00 (-3.46%)$327,500 (-) Land $273,200 Building $54,300$327,500 (-) Land $273,200 Building $54,300
2024$6,713.00 (+27.7%)
2023$327,500 Land $243,900 Building $83,600$327,500 Land $243,900 Building $83,600
2022$5,257.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2011–2016)
Most Recent ClaimFeb 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemABERDEEN - CLIFFWOOD/CLIFFWOOD BEACH
serves 6,775 people · EPA ID NJ1330002
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Xfinity.

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