400 Cross Rd, Matawan, NJ 07747 Property Records

Monmouth County and Matawan Borough property record for 400 Cross Rd, Matawan, NJ 07747

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 660 sqft · built 1983
Lot Size	0.009 acres (399 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jan 2020)
Tax Bill	$4,141 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00069-0000-00003-0102`

Property Details

APN / Parcel Number

Primary APN	`31-00069-0000-00003-0102`
Alternative APNs	`310006900003102` `40020`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	660 sqft Living Area
1st Floor Area	660 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Other
Lot Area	399 sqft (0.009 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	40020
Street Address	A-2 CROSS RD
City	MATAWAN
State	NJ
Zip	07747
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM
Legal Description	SHERWOOD CT BLDG A UNIT A-2 NIT 1A
Legal Subdivision	SHERWOOD COURT & CLUB CONDO
Legal Block	69
Legal Lot Number	3.102
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MATAWAN
Census Block Group	3
Census Block	3001
Census Tract	803000

Owner

Source: Monmouth County and Matawan Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	A-2 CROSS RD, MATAWAN, NJ 07747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2020 · Amount on Record
Deed Sale	Jan 27, 2020 · Amount on Record
Prior Sale	Jun 12, 2007 · Amount on Record
Deed Document Number	20209901
Deed Book / Page	9393 / 4875
Record Updated	Sep 20, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 27, 2020
Property Address	400 CROSS RD, MATAWAN, NJ 07747-2884
Document Number	0000009901
Book / Page	009393 / 004875
Instrument Date	Jan 6, 2020
Instrument	9901
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	SUMMIT TITLE COMPANY, SUMMIT TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	A-2 CROSS RD MATAWAN NJ 07747, MATAWAN, NJ 07747

Mortgage

Document Number	9902
Date	Jan 27, 2020
Book Page	009393/004902
Instrument	9902

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 26, 2035

Tax Assessment & Valuation

Source: Monmouth County and Matawan Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Matawan Borough
Unified School District	Matawan-Aberdeen Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,200 (+3.93%) Land $102,400 Building $103,800	$206,200 (+3.93%) Land $102,400 Building $103,800
2025	$4,141.00 (+8.04%)	$198,400 (+15.15%) Land $101,400 Building $97,000	$198,400 (+15.15%) Land $101,400 Building $97,000
2024	$3,833.00 (+3.34%)
2023		$172,300 Land $95,900 Building $76,400	$172,300 Land $95,900 Building $76,400
2022	$3,709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATAWAN BOROUGH WATER DE serves 9,084 people · EPA ID NJ1329001
Water Source	Purchased surface water from NJ AMERICAN WATER - COASTAL NORTH
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20