Bonner County property record for 427 Creekside Ln, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,090 sqft · built 1999 |
| Lot Size | 0.328 acres (14,288 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,300 (Jul 2016) |
| Tax Bill | $3,069 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RPS36230020100A |
| Primary APN | RPS36230020100A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,090 sqft Finished Area |
| 1st Floor Area | 2,090 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,288 sqft (0.328 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 427 CREEKSIDE LN |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-2301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21-57N-2W CREEKSIDE ESTATES AT MOUNTAIN MEADOWS BLK 2 LOT 10 |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 21 |
| Legal Subdivision | CREEKSIDE |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950403 |
427 Creekside Ln is owned and occupied by two individuals who bought it in July 2016.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 427 CREEKSIDE LN, SANDPOINT, ID 83864-2301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2016 · Amount on File |
| Deed Sale | Jul 15, 2016 · Amount on File |
| Deed Document Number | 2016891780 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 427 CREEKSIDE LN, SANDPOINT, ID 83864-2301 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2021 |
| Title Company | NORTHERN IDAHO TITLE, NORTH IDAHO TITLE |
| Name | Verified Name |
|---|
| Document Number | 991786 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 991786 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
The 2026 property tax bill for 427 Creekside Ln was $3,069 with a homeowner's exemption, up 11.3% from the year before.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Sandpoint City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,069.00 (+11.28%) Homeowner's exemption | $586,683 (-) Land $233,955 Building $352,728 | $586,683 (-) Land $233,955 Building $352,728 |
| 2025 | $2,758.00 Homeowner's exemption | $586,683 Land $233,955 Building $352,728 | $586,683 Land $233,955 Building $352,728 |
| 2023 | $2,331.00 Homeowner's exemption | $544,697 Land $163,146 Building $381,551 | $544,697 Land $163,146 Building $381,551 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 Creekside Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 427 Creekside Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ting Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| MountainLink Fixed Wireless | 250 / 50 |
| Intermax Networks Fixed Wireless | 100 / 20 |
May also be available: Kaniksu Internet, T-Mobile, Ziply Fiber.
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