414 Creekside Ln, Sandpoint, ID 83864 Property Records

Bonner County property record for 414 Creekside Ln, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,970 sqft · built 1998
Lot Size	1.28 acres (56,062 sqft)
Owner	2 Individual Names on File
Last Sale	$1,400,000 (Nov 2025)
Tax Bill	$6,392 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RPS362300213B0A`

Property Details

APN / Parcel Number

Primary APN	`RPS362300213B0A`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,970 sqft Finished Area
1st Floor Area	1,970 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	56,062 sqft (1.28 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Cabin	240 sqft
Lean-To	80 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	414 CREEKSIDE LN
City	SANDPOINT
State	ID
Zip	83864-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21-57N-2W CREEKSIDE ESTATES AT MOUNTAIN MEADOWS REPLAT BLK 2 LOT 13B
Legal Range	02W
Legal Township	57N
Legal Section	21
Legal Subdivision	CREEKSIDE
Legal Block	2
Legal Lot Number	13B
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1003
Census Tract	950403

Owner

414 Creekside Ln is owned and occupied by two individuals who bought it in November 2025.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	414 CREEKSIDE LN, SANDPOINT, ID 83864-2301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on File
Deed Sale	Nov 14, 2025 · Amount on File
Prior Sale	Apr 29, 2015 · Amount on File
Deed Document Number	20251054963
Prior Transfer Date	Apr 23, 2015
Prior Transfer Doc	872749
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Recording Date	Jul 21, 2026
Property Address	414 CREEKSIDE LN, SANDPOINT, ID 83864-2301
Document Number	0001064761
Instrument Date	Jul 16, 2026
Instrument	20261064761
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 CREEKSIDE LN, SANDPOINT, ID 83864-2301

Mortgage

Document Number	0001064761,
Date	Jul 21, 2026
Instrument	20261064761

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	414 CREEKSIDE LN, SANDPOINT, ID 83864-2301
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	ALLIANCE TITLE SANDPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	988941
Date	Aug 6, 2021
Instrument	988941

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 414 Creekside Ln was $6,392 with a homeowner's exemption, up 7.6% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,392.00 (+7.57%) Homeowner's exemption	$1,108,426 (+1.77%) Land $436,789 Building $671,637	$1,108,426 (+1.77%) Land $436,789 Building $671,637
2025	$5,942.00 Homeowner's exemption	$1,089,175 Land $436,789 Building $652,386	$1,089,175 Land $436,789 Building $652,386
2023	$5,187.00 Homeowner's exemption	$989,876 Land $285,789 Building $704,087	$989,876 Land $285,789 Building $704,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 Creekside Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Creekside Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20

May also be available: Kaniksu Internet, Ting.

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