427 Copper Ridge Dr, Florence, MS 39073 Property Records

Rankin County property record for 427 Copper Ridge Dr, Florence, MS 39073

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,257 sqft · built 2017
Lot Size	0.609 acres (26,550 sqft)
Owner	2 Individual Names on File
Last Sale	$254,100 (Sep 2017)
Tax Bill	$2,603 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`F04I000005 01740`

Property Details

APN / Parcel Number

Primary APN	`F04I000005 01740`
Alternative APN	`81512`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,257 sqft Adjusted Area
Gross Area	2,294 sqft
1st Floor Area	1,820 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	26,550 sqft (0.609 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	81512
Street Address	427 COPPER RIDGE DR
City	FLORENCE
State	MS
Zip	39073-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 174 COPPER RIDGE PART 5
Legal Range	02E
Legal Township	04N
Legal Section	28
Legal Subdivision	COPPER RIDGE PT 5
Legal Lot Number	174
Jurisdiction	RANKIN MS
Township / Civil Division	1
Census Block Group	1
Census Block	1004
Census Tract	21004

Owner

427 Copper Ridge Dr is owned and occupied by two individuals who bought it in September 2017.

Source: Rankin County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	427 COPPER RIDGE DR, FLORENCE, MS 39073-4705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Warranty Deed, Transfer COPIAH BANK
Sep 21, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2017 · Amount on File
Deed Sale	Sep 21, 2017 · Amount on File
Deed Book / Page	2017 / 22168
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Apr 5, 2023
Property Address	427 COPPER RIDGE DR, FLORENCE, MS 39073-4705
Document Number	0000007140
Book / Page	2023 / 7140
Map Reference	CAB E SL 318
Instrument Date	Apr 5, 2023
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1218, FLORENCE, MS 39073-1218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 COPPER RIDGE DR, FLORENCE, MS 39073-4705

Mortgage

Document Number	0302325021
Date	Apr 5, 2023
Instrument	3023/25021

Lender

Name	COPIAH BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 5, 2028

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RANKIN MS
Recording Date	Sep 21, 2017
Property Address	427 COPPER RIDGE DR, FLORENCE, MS 39073-4705
Document Number	0000022168
Instrument	22168
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 427 Copper Ridge Dr was $2,603 with a homeowner's exemption, up 6.1% from the year before.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Municipality	Florence City
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,603.00 (+6.11%) Homeowner's exemption	$21,089
2024	$2,453.00		$210,890 Land $35,000 Building $175,890
2023		$19,065
2021			$190,650 Land $35,000 Building $155,650
2019	$1,436.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 427 Copper Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Copper Ridge Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FLORENCE serves 5,824 people · EPA ID MS0610009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2024 Haloacetic acids not recorded as resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: C Spire Wireless, Windstream.

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